Citizens Savings Bank, Inc.
Proposed Ticker: -
Exchange: NASDAQ-National Market Normal, Illinois
Industry: Financial

All share information is proposed
Type of Shares:Common Shares Filing Date:1/24/96
U.S. Shares Filed:3,042,000 Filing Price:$10.00
Non-U.S. Shares Filed:0 Offering Amount: $30,420,000
Primary Shares:3,042,000 Expenses: -
Secondary Shares:0 Shs Out After:

ManagerTierPhone
Sandler O'Neill & Partners. L.P.Lead Manager (212) 466-7800

Audited
Income
Latest
Unaudited
Income
Prior
Unaudited
Income
Balance
Sheet
Revenue:Assets:
Net Income:Liabilities:
EPS:Equity:

Note: Dollar amounts are in U.S. millions; Audited figures expressed as full year,
unaudited figures are partial year

Business Description
The company is an S & L holding company.

Use of Proceeds
The proceeds from the proposed offering will be used to fund the transition from a mutual to a bank holding company.

Last updated: 10/28/96

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