Capital Factors Holding, Inc.
Ticker: CAPF 1799 W Oakland Park Boulevard
Exchange: NASDAQ-National Market Fort Lauderdale, Florida 33311
Industry: Financial (305) 730-2900

Type of Shares:Common Shares Filing Date:5/10/96
U.S. Shares:2,000,000 Offer Date:7/10/96
Non-U.S. Shares:0 Filing Price:$14.00
Primary Shares:2,000,000 Offer Price:$8.50
Secondary Shares:0 Gross Spread:$0.60
Offering Amount: $28,000,000 Selling:$0.30
Expenses:$500,000 Reallowance:$0.10
Shares Out After:12,000,000

ManagerTierPhone
Oppenheimer & Company, Inc.Lead Manager (212) 667-7402

Audited
Income
Latest
Unaudited
Income
Prior
Unaudited
Income
Balance
Sheet
12/31/95 12/31/95
Revenue:$35.26Assets:$399.47
Net Income:$8.69Liabilities:$366.13
EPS:$0.87Equity:$33.34

Note: Dollar amounts are in U.S. millions; Audited figures expressed as full year,
unaudited figures are partial year

Business Description
The Company is a specialized financial services company principally engaged in providing receivables-based commercial financing and related fee-based credit, collection and management information services. The Company's clients are primarily small to medium size companies in various industries, including textile and apparel and furniture manufacturing and, recently, entities involved in the healthcare industry. The Company operates through four offices located in New York City, Los Angeles, Charlotte and its headquarters in South Florida. In late 1994, the Company began to expand its asset-based lending business. The Company generally provides financing to its clients through the purchase of accounts receivable owed to the Company's clients by the clients' customers, usually on a non-recourse basis, as well as by guaranteeing amounts due under letters of credit issued to the Company's clients which are collateralized by such accounts receivable and other assets. The purchase of accounts receivable is known as "factoring" and results in the payment by the client of a factoring fee, generally equal to 0.5% to 2% of the factored sales volume.

Use of Proceeds
The proceeds from the proposed offering will be used to reduce indebtedness.

Last updated: 10/28/96

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