Mechanics Savings Bank, Inc.
Ticker: MECH
Exchange: NASDAQ-National Market Hartford, Connecticut
Industry: Financial

Type of Shares:Common Shares Filing Date:2/9/96
U.S. Shares:5,290,000 Offer Date:6/24/96
Non-U.S. Shares:0 Filing Price:$10.00
Primary Shares:5,290,000 Offer Price:$10.00
Secondary Shares:0 Gross Spread:
Offering Amount: $52,900,000 Selling:
Expenses: - Reallowance:
Shares Out After: -

ManagerTierPhone
Keefe, Bruyette & Woods, Inc.Lead Manager (212) 323-8300

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Note: Dollar amounts are in U.S. millions; Audited figures expressed as full year,
unaudited figures are partial year

Business Description
Mechanics Savings Bank was organized as a Connecticut-chartered mutual savings bank in 1861. It currently operates 14 banking offices. Its main office is located in the downtown business district in the City of Hartford, and its 13 other offices are located in Hartford (2), Avon, Bloomfield, East Hartford, Glastonbury, Manchester, New Britain, West Hartford (3), Wethersfield and Windsor, all within Hartford County. At December31, 1995 the Bank is currently the largest independent banking institution headquartered in the City of Hartford, and the fifth largest headquartered in Hartford County. The Bank is a full service community bank offering a wide variety of deposit products, non-deposit investment products, commercial, residential and consumer loans, and other traditional banking products and services. The powers of a Connecticut savings bank are virtually identical to those of a Connecticut commercial bank, and the Bank is configured more like a commercial bank than a traditional savings bank in terms of its relatively high level of commercial and industrial loans, commercial mortgages and demand deposit accounts.

Use of Proceeds
The proceeds from the proposed offering will be used to fund the transition from a mutual to a stock bank holding company.

Last updated: 10/28/96

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