FPIC Insurance Group, Inc.
Ticker: FPIC 1000 Riverside Avenue, Suite 800
Exchange: NASDAQ-National Market Jacksonville, Florida 32204
Industry: Financial (904) 354-5910

Type of Shares:Common Shares Filing Date:5/28/96
U.S. Shares:3,400,000 Offer Date:8/1/96
Non-U.S. Shares:0 Filing Range:$10.00 - $12.00
Primary Shares:2,900,000 Offer Price:$10.00
Secondary Shares:500,000 Gross Spread:$0.70
Offering Amount: $37,400,000 Selling:$0.42
Expenses:$568,618 Reallowance:$0.10
Shares Out After:9,019,420

ManagerTierPhone
Oppenheimer & Company, Inc.Lead Manager (212) 667-7402
Robinson-Humphrey Company, Inc., TheCo-manager (404) 266-6000

Auditor: KPMG Peat Marwick
Audited
Income
Latest
Unaudited
Income
Prior
Unaudited
Income
Balance
Sheet
12/31/95 3/31/96 3/31/95 3/31/96
Revenue:$56.64$22.56$20.13Assets:$284.59
Net Income:$11.53$2.08$1.81Liabilities:$203.98
EPS:$1.45$0.26$0.23Equity:$80.61

Note: Dollar amounts are in U.S. millions; Audited figures expressed as full year,
unaudited figures are partial year

Business Description
FPIC Insurance Group, Inc. is the second largest provider of medical professional liability insurance in Florida, with an approximate 15% market share of direct premium written for physicians for the year ended December 31,1994. For more than 20 years, the company and its predecessors have provided medical professional liability insurance to Florida's medical community. The company has the exclusive endorsement of both the Florida Medical Association and the Florida Dental Association. The company has increased its number of insured physicians and dentists from 2,460 at year end 1986 to 5.055 at year end 1995 and on May 17, 1996, the company had outstanding policies for 5,346 physicians and dentists. The company has achieved underwriting profitability exceeding industry averages while consistently expanding its policyholder base and market presence. Medical professional liability or medical malpractice insurance, insures the physician, dentist, hospital or other healthcare provider against liabilities arising from the rendering of or failure to render professional healthcare service.

Use of Proceeds
Proceeds from the proposed offering will be used to i) to further capitalize FIG which is a newly formed holding company and ii) to assist the company's shareholders with selling their shares in an orderly offering and for general corporate purposes.

Last updated: 10/28/96

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