Banco BHIF
Ticker: BB Huerfanos 1234
Exchange: New York Stock Exchange Santiago, Foreign
Industry: Financial 5626791000

Type of Shares:American Depositary Receipts Filing Date:5/30/96
U.S. Shares:1,973,684 Offer Date:6/18/96
Non-U.S. Shares:657,895 Filing Range:$18.00 - $20.00
Primary Shares:2,631,579 Offer Price:$19.00
Secondary Shares:0 Gross Spread:$0.67
Offering Amount: $50,000,001 Selling:$0.35
Expenses:$2,723,000 Reallowance:$0.10
Shares Out After:19,168,708

ManagerTierPhone
Merrill Lynch & Co.Lead Manager (212) 449-4600
Salomon Brothers Inc.Co-manager (212) 783-2947

Auditor: Price Waterhouse
Audited
Income
Latest
Unaudited
Income
Prior
Unaudited
Income
Balance
Sheet
12/31/95 3/31/96 3/31/96
Revenue:$287.00$66.35Assets:$2,443.70
Net Income:$15.28$4.03Liabilities:$2,653.20
EPS:$0.94Equity:-$209.50

Note: Dollar amounts are in U.S. millions; Audited figures expressed as full year,
unaudited figures are partial year

Business Description
The company is a private commercial bank based in Chile which provides a wide range of financial products and services to the retail and corporate banking markets throughout Chile. The company conducts its business through its 44 full service branches, four limited service branches, 64 pension payment centers and five subsidiaries. The bank's business activities are targeted principally to middle and lower middle income individuals and to medium and small size companies. The bank's retail banking business includes products such as residential mortgage lending, the extension of other loans, automobile financing, and credit cards, and services such as electronic banking, custodial agreements and foreign exchange transactions. The bank's corporate banking business includes the extension of credit to small and medium and large size companies in the form of commercial loans, working capital lines of credit, trade financing and other products and services such as payment services and assistance to medium and small size companies in connection with foreign trade operations.

Use of Proceeds
Proceeds from the offering will be used to repay and discharge in full the Central Bank Subordinated Debt, proceeds also used to support the expansion of the bank's operations.

Last updated: 10/28/96

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