Cross-Continent Auto Retailers, Inc.
Ticker: XC 1201 South Taylor Street
Exchange: New York Stock Exchange Amarillo, Texas 79101
Industry: Retail (806) 374-8653

Type of Shares:Common Shares Filing Date:6/21/96
U.S. Shares:3,675,000 Offer Date:9/23/96
Non-U.S. Shares:0 Filing Range:$12.00 - $14.00
Primary Shares:3,675,000 Offer Price:$14.00
Secondary Shares:0 Gross Spread:$0.98
Offering Amount: $47,775,000 Selling:$0.60
Expenses:$1,400,000 Reallowance:$0.10
Shares Out After:13,250,000

ManagerTierPhone
Morgan Stanley & Co. IncorporatedLead Manager (212) 703-4797
Furman Selz IncorporatedCo-manager (212) 309-8200
Rauscher Pierce Refsnes, Inc.Co-manager (214) 978-5491

Audited
Income
Latest
Unaudited
Income
Prior
Unaudited
Income
Balance
Sheet
12/31/95 3/31/96 3/31/95 3/31/96
Revenue:$236.19$71.23$50.07Assets:$78.54
Net Income:$2.20$1.56$1.22Liabilities:$69.88
EPS:$0.32Equity:$8.66

Note: Dollar amounts are in U.S. millions; Audited figures expressed as full year,
unaudited figures are partial year

Business Description
The company owns and operates six franchised automobile dealerships in the Amarillo, Texas and Oklahoma City, Oklahoma markets. Through these dealerships, the company sells new and used cars and light trucks, arranges related financing and insurance, sells replacement parts and provides vehicle maintenance and repair services. The company's founder and Chief Executive Officer, Bill A. Gilliland, has managed automobile dealerships since 1966 and acquired the company's first growth in the Amarillo area by acquiring three Chevrolet dealerships, two of which have been in continuous operation since the 1920s. The company is the exclusive Chevrolet and Nissan dealer in Amarillo. The company led the Amarillo market in vehicle unit sales in 1995, accounting for approximately 36% of new vehicle unit sales and 25% of used vehicle unit sales.

Use of Proceeds
The proceeds from the proposed offering will be used to finance an acquisition and possible future acquisitions and to repay debt, and provide cash for working capital and general corporate purposes.

Last updated: 10/28/96

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