Security Bank Holding Company
Proposed Ticker: SBHC 170 S. Second Street, P.O. Box 1350
Exchange: NASDAQ-National Market Coos Bay, Oregon 97420
Industry: Financial (541) 267-5356

All share information is proposed
Type of Shares:Common Shares Filing Date:7/15/96
U.S. Shares Filed:350,000 Filing Price:$9.00
Non-U.S. Shares Filed:0 Offering Amount: $3,150,000
Primary Shares:350,000 Expenses:$250,000
Secondary Shares:0 Shs Out After:3,112,270

ManagerTierPhone
Black & Company, Inc.Lead Manager (503) 248-9600

Audited
Income
Latest
Unaudited
Income
Prior
Unaudited
Income
Balance
Sheet
12/31/95 3/31/96 3/31/95 3/31/96
Revenue:$14.20$3.85$3.36Assets:$166.26
Net Income:$1.86$0.38$0.34Liabilities:$152.39
EPS:Equity:$13.87

Note: Dollar amounts are in U.S. millions; Audited figures expressed as full year,
unaudited figures are partial year

Business Description
The company is a bank holding company headquartered in Coos Bay, Oregon. The company's principal subsidiary is Security Bank, a state-chartered, FDIC-insured commercial bank organized in 1919, which serves Coos and Curry Counties, Oregon, from seven offices. The company's only other subsidiary is Lincoln Security Bank, a newly-organized state-chartered bank located in Newport, Oregon, in which the company holds a majority interest. Security Bank and Lincoln Security are referred to collectively herein as the "Banks". The Banks offer a broad range of commercial and personal banking services to their customers, who are primarily individuals, small and medium-sized businesses, and construction and consumer loans. They also originate residential mortgage loans most of which are fixed rate loans sold into the secondary market primarily to the Federal National Mortgage Association and Federal Home Loan Mortgage Corporation.

Use of Proceeds
The proceeds from the proposed offering will be used to enhance capital levels to support internal growth of the company, and for general corporate purposes. The company may use a portion of the proceeds to prepay certain indebtedness of the company incurred in connection with the company's Employee Stock Ownership Plan.

Last updated: 10/28/96

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