Symons International Group, Inc.
Ticker: SIGC 4720 Kingsway Drive
Exchange: NASDAQ-National Market Indianapolis, Indiana 46205
Industry: Financial (317) 259-6300

Type of Shares:Common Shares Filing Date:7/29/96
U.S. Shares:3,000,000 Offer Date:11/5/96
Non-U.S. Shares:0 Filing Range:$10.00 - $12.00
Primary Shares:3,000,000 Offer Price:$12.50
Secondary Shares:0 Gross Spread:$0.88
Offering Amount: $33,000,000 Selling:$0.52
Expenses:$1,775,000 Reallowance:$0.10
Shares Out After:10,000,000
Spin out parent firm: Goran Capital, Inc.

ManagerTierPhone
Advest, Inc.Lead Manager (203) 525-1421
Mesirow Financial, Inc.Co-manager (312) 670-6000

Auditor: Coopers & Lybrand
Audited
Income
Latest
Unaudited
Income
Prior
Unaudited
Income
Balance
Sheet
12/31/95 6/30/96 6/30/95 6/30/96
Revenue:$52.64$64.89$24.50Assets:$378.67
Net Income:$4.82$4.30$2.01Liabilities:$360.92
EPS:$0.69$0.61$0.29Equity:$17.76

Note: Dollar amounts are in U.S. millions; Audited figures expressed as full year,
unaudited figures are partial year

Business Description
Symons International Group, Inc., a specialty property and casualty insurer, underwrites and markets nonstandard private passenger automobile insurance and crop insurance. The company believes that it has demonstrated an ability to acquire under-performing niche insurance businesses and develop them toward their full potential. Through its Subsidiaries, the company writes business in the U.S. exclusively through independent agencies and seeks to distinguish itself by offering high quality, technology based services for its agents and policy holders. For the twelve months ended March 31, 1996, had consolidated gross premiums written of approximately $137.8 million and Superior, which was acquired on April 30, 1996, had consolidated gross premiums written of approximately $105.1 million for the same twelve month period.

Use of Proceeds
The proceeds from the proposed offering will be used to contribute to IGF Holdings to increase the statutory surplus of IGF to provide support for the writing of additional crop insurance coverage; to repay certain bank indebtedness of the company; to retire a note in the principal amount of $7.5 million; to retire a note in the amount of $3.5 million issued to Pafco by one of the company's subsidiaries; to apply $4 million to repay indebtedness to Goran with an balance outstanding of $7.3 million; to pay a dividend to Goran in the amount of $3.5 million; and to apply the balance for general corporate purposes.

Last updated: 11/25/96

©1996 IPO Data Systems, Inc. - All rights reserved.