State Capital Bancorp, Inc.
Proposed Ticker: - 1905 White Heron Road
Exchange:Over-the-Counter Market Annapolis, MD 20411
Industry:Financial (SIC Code 6712) (301) 757-5372

Filing Information
Type of Shares:Common Shares Filing Date:1/13/97
U.S. Shares Filed:800,000 Filing Price:$10.00
Non-U.S. Shares Filed:0 Offering Amount: $8,000,000
Primary Shares:800,000 Expenses: -
Secondary Shares:0 Shares Out After:

Primary Underwriting Group
ManagerTierPhone
Charles Webb & CompanyLead Manager (614) 766-8400

Legal Counsel, Auditor and Registrar
Issuer's Law Firm: Muldoon, Murphy & Faucette
Auditor: Rowles & Company, LLP
Registrar/Transfer Agent: State Capital Bancorp, MD

Selected Financial Data

Dollar amounts in U.S. millions except for per share data
1 Month Ending Financials
Full Year
Audited
Income
Latest
Unaudited
Income
Prior
Unaudited
Income
Balance
Sheet
12/31/96 12/31/96
Revenue:$0.00Assets:$0.02
Net Income:$0.00Curr Assets:
EPS:$0.00Liabilities:$0.02
Prior EPS:-$0.01Curr Liabilities:
Cash Flow/Oper:Equity:$0.00
Cash Flow/Fin:Cash:
Cash Flow/Inv:

Business Description
The company was incorporated under the laws of the State of Maryland, primarily to hold all of the capital stock of a proposed Maryland trust company with the name of State Capital Bank. The bank will engage in a general commercial and retail banking business, emphasizing the needs of small businesses, professional concerns, and individuals, primarily in the Anne Arundel County, Maryland area. The bank intends to offer a full range of deposit services that are typically available in most banks and savings and loan associations, including checking accounts, NOW accounts, savings accounts and other time deposits of various types, ranging from daily money market accounts to longer-term certificates of deposit. The bank intends to solicit these accounts from individuals, businesses, associations and organizations, and governmental authorities.

Use of Proceeds
The proceeds from the proposed offering will be used to capitalize the bank through the purchase of all of the capital stock of the bank; to pay organizational expenses of the company and the expenses of this offering; and to provide working capital.

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