Ocwen Asset Investment Corporation
Ticker:OAIC 1675 Palm Beach Lakes Boulevard
Exchange:NASDAQ-National Market West Palm Beach, FL 33401
Industry:Financial (SIC Code 6798) (561) 681-8500

Offering Information
Type of Shares:Common Shares Filing Date:2/19/97
U.S. Shares:15,000,000 Offer Date:5/14/97
Non-U.S. Shares:0 Filing Price:$16.00
Primary Shares:15,000,000 Offer Price:$16.00
Secondary Shares:0 Gross Spread:$1.12
Offering Amount: $240,000,000 Selling:$0.66
Expenses: - Reallowance:$0.10
Shares Out After:14,375,000
Spin out parent firm: Ocwen Financial Corporation

Primary Underwriting Group
ManagerTierPhone
Friedman, Billings, Ramsey & Co., Inc.Lead Manager (703) 312-9571

Legal Counsel, Auditor and Registrar
Issuer's Law Firm: Hunton & Williams
Bank's Law Firm: Simpson, Thacher & Bartlett
Auditor: Price Waterhouse

Business Description
The company is a real estate investment trust. The company will invest in distressed real estate and mortgage assets. The company is a newly organized Virginia corporation that will elect to be taxed as a REIT under the Code. The company will be externally managed and advised. The company intends to enhance the value of its Common Stock by pursuing advantageous investments that capitalize on inefficiencies in the real estate and mortgage markets. The company's investments will include several categories of real estate and real estate related assets. In order to invest the net proceeds of the Offering as quickly as is appropriate and to provide current returns, the company expects initially to emphasize the acquisition of such assets as a long-term investment strategy, the company will take an opportunistic approach to its investments and, accordingly, the company may invest in Other Real Estate Related Assets at any time.

Use of Proceeds
The proceeds from the proposed offering will be used to purchase investment properties according to the objectives of the trust and for general corporate purposes.

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