Firstbank Corp.
Proposed Ticker:FBNW 920 Main Street
Exchange:NASDAQ-National Market Lewiston, IA 83501
Industry:Financial (SIC Code 6035) (208) 746-9610

Filing Information
Type of Shares:Common Shares Filing Date:3/14/97
U.S. Shares Filed:1,725,000 Filing Price:$10.00
Non-U.S. Shares Filed:0 Offering Amount: $17,250,000
Primary Shares:1,725,000 Expenses: -
Secondary Shares:0 Shares Out After:

Primary Underwriting Group
ManagerTierPhone
Sandler O'Neill & Partners. L.P.Lead Manager (212) 466-7737

Legal Counsel, Auditor and Registrar
Issuer's Law Firm: Breyer & Aguggia
Bank's Law Firm: Thacher Proffitt & Wood
Auditor: BDO Seidman

Selected Financial Data

Dollar amounts in U.S. millions except for per share data
9 Month Ending Financials
Full Year
Audited
Income
Latest
Unaudited
Income
Prior
Unaudited
Income
Balance
Sheet
3/31/96 12/31/96 12/31/95 12/31/96
Revenue:$11.76$9.46$8.69Assets:$133.19
Net Income:$0.59$0.42$0.80Curr Assets:
EPS:Liabilities:$122.38
Prior EPS:$0.65$0.61Curr Liabilities:
Cash Flow/Oper:$1.31Equity:$10.82
Cash Flow/Fin:Cash:
Cash Flow/Inv:

Business Description
The Holding Company is a Delaware corporation organized in March 1997 at the direction of the Bank for the purpose of serving as the holding company of the Bank upon consummation of the Stock Conversion. The Holding Company has not engaged in any significant business to date. The Holding Company has received the approval of the OTS to become a savings and loan holding company to acquired 100% of the capital stock of the Bank. The Holding Company has applied for approval of the Board of Governors of the Federal Reserve System to become a bank holding company under the BHCA through the continued ownership of the Bank following the Charter Conversion. The Holding Company expects to receive such approval. Immediately following the Stock Conversion, the only significant assets of the Holding Company will be the capital stock of the Bank, that portion of the net proceeds of the Offerings permitted by the OTS to be retained by the Holding Company and a note receivable from the ESOP evidencing a loan from the Holding Company to fund the Bank's ESOP.

Use of Proceeds
The proceeds from the proposed offering will be used for general corporate purposes.

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