Montgomery Financial Corporation
Proposed Ticker: - 119 East Main Street
Exchange:NASDAQ-Small Cap Market Crawfordsville, IN 47933
Industry:Financial (SIC Code 6712) (317) 362-4710

Filing Information
Type of Shares:Common Shares Filing Date:4/7/97
U.S. Shares Filed:1,065,441 Filing Price:$10.00
Non-U.S. Shares Filed:0 Offering Amount: $10,654,410
Primary Shares:1,065,441 Expenses: -
Secondary Shares:0 Shares Out After:

Primary Underwriting Group
ManagerTierPhone
Charles Webb & CompanyLead Manager (614) 766-8400

Legal Counsel, Auditor and Registrar
Issuer's Law Firm: Silver, Freedman & Taff
Bank's Law Firm: Breyer & Aguggia
Auditor: Olive, Geo. S. & Co. LLC

Selected Financial Data

Dollar amounts in U.S. millions except for per share data
6 Month Ending Financials
Full Year
Audited
Income
Latest
Unaudited
Income
Prior
Unaudited
Income
Balance
Sheet
6/30/96 12/31/96 12/31/95 12/31/96
Revenue:$6.80$3.55$3.41Assets:$94.62
Net Income:$0.43$0.02$0.15Curr Assets:
EPS:$0.02Liabilities:$85.54
Prior EPS:-$0.31$0.50Curr Liabilities:
Cash Flow/Oper:$0.97Equity:$9.08
Cash Flow/Fin:Cash:
Cash Flow/Inv:

Business Description
The company is an Indiana corporation organized in April 1997 by the Association for the purpose of holding all of the capital stock of the Association and in order to facilitate the Conversion and Reorganization. Montgomery Savings, A Federal Association, is a federally chartered stock savings association that was organized on August 11, 1995 as a subsidiary of the Mutual Holding Company. Prior to that date, Montgomery Savings Association, a General Association, in its mutual form had operated in the market area now served by the Association. Montgomery Mutual Holding Company is a federally chartered mutual holding company chartered on August 11, 1995 in connection with the MHC Reorganization. The Mutual Holding Company's primary asset is 600,000 shares of Association Common Stock, which represents 70.59% of the shares of Association Common Stock outstanding as of the date of this Prospectus. The Mutual Holding Company's only other assets consist of deposit accounts in the amount of $103,000 as of December 31, 1996.

Use of Proceeds
The proceeds from the proposed offering will be used for general corporate purposes.

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