WSB Holding Company
Proposed Ticker: - 807 Middle Street
Exchange:NASDAQ-National Market Pittsburgh, PA 15212
Industry:Financial (SIC Code 6035) (412) 231-7297

Filing Information
Type of Shares:Common Shares Filing Date:6/17/97
U.S. Shares Filed:287,500 Filing Price:$10.00
Non-U.S. Shares Filed:0 Offering Amount: $2,875,000
Primary Shares:287,500 Expenses: -
Secondary Shares:0 Shares Out After:

Primary Underwriting Group
ManagerTierPhone
Trident Securities, Inc.Lead Manager (919) 781-8900

Legal Counsel, Auditor and Registrar
Issuer's Law Firm: Malizia, Spidi, Sloane & Fisch
Bank's Law Firm: Brooks, Pierce, McLendon, Humphrey & Leonard, LLP
Auditor: Hinds, Lind, Miller & Co.

Selected Financial Data

Dollar amounts in U.S. millions except for per share data
9 Month Ending Financials
Full Year
Audited
Income
Latest
Unaudited
Income
Prior
Unaudited
Income
Balance
Sheet
6/30/96 3/31/97 3/31/96 3/31/97
Revenue:$2.13$1.74$1.59Assets:$33.13
Net Income:$0.04-$0.07$0.03Curr Assets:
EPS:Liabilities:$31.11
Prior EPS:$0.04$0.01Curr Liabilities:
Cash Flow/Oper:$0.07Equity:$2.02
Cash Flow/Fin:Cash:
Cash Flow/Inv:

Business Description
Workingmens Savings Bank, Fsb is a community and customer oriented federal mutual savings bank. The holding company is not an operating company and has not engaged in any significant business to date. It was formed in June 1997 as a Savings Bank, FSB. The holding company structure will provide greater flexibility in terms of operations, expansion and diversification. Workingmens Savings Bank, FSB began operations in 1881 under the name, "Workingmens Premium and Loan Association of Allegheny County." The company provides financial services to individuals, families and small businesses. Historically, we have emphasized residential mortgage lending, primarily originating one- to four-family mortgage loans. At March 31, 1997 the company had total assets of $33.1 million, deposits of $27.9 million, and total equity of $2.0 million.

Use of Proceeds
The proceeds from the proposed offering will be used for general corporate purposes.

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