Hanover Capital Mortgage Holdings, Inc.
Ticker:HCM
Exchange:American Stock Exchange New York, NY
Industry:Financial (SIC Code 6798)

Offering Information
Type of Shares:Common Shares Filing Date:6/16/97
U.S. Shares:5,000,000 Offer Date:9/16/97
Non-U.S. Shares:0 Filing Range:$14.00 - $16.00
Primary Shares:5,000,000 Offer Price:$15.00
Secondary Shares:0 Gross Spread:$1.05
Offering Amount: $75,000,000 Selling:$0.58
Expenses: - Reallowance:$0.10
Shares Out After:5,716,677

Primary Underwriting Group
ManagerTierPhone
Stifel, Nicolaus & Company, IncorporatedLead Manager (314) 342-2130
Montgomery SecuritiesCo-manager (415) 627-2100

Selected Financial Data

Dollar amounts in U.S. millions except for per share data
3 Month Ending Financials
Full Year
Audited
Income
Latest
Unaudited
Income
Prior
Unaudited
Income
Balance
Sheet
3/31/97
Revenue:$0.02Assets:
Net Income:-$0.20Curr Assets:
EPS:Liabilities:
Prior EPS:Curr Liabilities:
Cash Flow/Oper:Equity:
Cash Flow/Fin:Cash:
Cash Flow/Inv:

Business Description
The company is a real estate investment trust (REIT). The company purchases mortgages of borrowers with less then perfect credit profiles, provides due diligence services, buys, services and sells multifamily and commercial mortgages.

Use of Proceeds
The proceeds from the proposed offering will be used to purchase a majority interest in the operating partnership that will own the mortgage assets, and to fund its business of providing due diligence services to mortgage lenders and buyers.

Warrant Information
# of Units:5,000,000
Unit Ticker:HCMU Unit Price:$15.00
Warrant Ticker:HCMW Warrant Price:
Warrant Exercise Date: Warrant Exercise Price:
Warrant Expiration Date:
Warrant Detachable: Yes Warrant Detach Date:
Warrant Callable: No
Unit Composition: 1 Common Share + 1 Warrant
Warrant Entitlement: 1 Common Share


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