Staten Island Bancorp, Inc.
Proposed Ticker:SIB 15 Beach Street
Exchange:New York Stock Exchange Staten Island, NY 10304
Industry:Financial (SIC Code 6035) (718) 447-7900
# of Employees:0

Filing Information
Type of Shares:Common Shares Filing Date:7/25/97
U.S. Shares Filed:35,595,238 Filing Price:$10.00
Non-U.S. Shares Filed:0 Offering Amount: $355,952,380
Primary Shares:35,595,238 Expenses: -
Secondary Shares:0 Shares Out After:

Primary Underwriting Group
ManagerTierPhone
Keefe, Bruyette & Woods, Inc.Lead Manager (212) 323-8470

Legal Counsel, Auditor and Registrar
Issuer's Law Firm: Elias, Matz, Tiernan & Herrick
Auditor: Arthur Andersen

Selected Financial Data

Dollar amounts in U.S. millions except for per share data
4 Month Ending Financials
Full Year
Audited
Income
Latest
Unaudited
Income
Prior
Unaudited
Income
Balance
Sheet
12/31/96 4/30/97 4/30/96 4/30/97
Revenue:$128.36$44.79$41.45Assets:$1,848.30
Net Income:$21.77$6.89$6.87Curr Assets:
EPS:Liabilities:$1,671.00
Prior EPS:$3.59$3.60Curr Liabilities:
Cash Flow/Oper:$23.08$61.12-$19.67Equity:$177.29
Cash Flow/Fin:-$24.64-$3.87-$38.35Cash:$113.74
Cash Flow/Inv:-$91.06-$3.87

Business Description
The bank is federally chartered mutual savings bank. The bank is a traditional, full-service, community oriented savings bank headquartered in Staten Island, NY. The bank is primarily engaged in attracting deposits from the general public and using those and other available sources of funds to originate loans secured primarily by single family residences located in Staten Island and, a lesser extent, Brooklyn New York. The bank is the largest depository institution in terms of deposit market share in Staten Island. Historically, the bank also has been among the leaders in terms of the number and amount of residential mortgage loan originations in Staten Island.

Use of Proceeds
The proceeds from the proposed offering will be used for general corporate purposes.

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