Community National Corporation
Ticker:CNLK 19 Natchez Trace Drive
Exchange:Over-the-Counter Market Lexington, TN 38351
Industry:Financial (SIC Code 6035) (901) 968-6624

Offering Information
Type of Shares:Common Shares Filing Date:7/18/97
U.S. Shares:487,000 Offer Date:12/12/97
Non-U.S. Shares:0 Filing Price:$10.00
Primary Shares:487,000 Offer Price:$10.00
Secondary Shares:0 Gross Spread:
Offering Amount: $4,870,000 Selling:
Expenses: - Reallowance:
Shares Out After: -

Primary Underwriting Group
ManagerTierPhone
Trident Securities, Inc.Lead Manager (919) 781-8900

Legal Counsel, Auditor and Registrar
Issuer's Law Firm: Housley Goldberg & Kantarian
Bank's Law Firm: Malizia, Spidi, Sloane & Fisch
Auditor: Arnold, Spain & Company, P.C.

Selected Financial Data

Dollar amounts in U.S. millions except for per share data
3 Month Ending Financials
Full Year
Audited
Income
Latest
Unaudited
Income
Prior
Unaudited
Income
Balance
Sheet
12/31/96 3/31/97 3/31/96 3/31/97
Revenue:$2.05$0.51$0.51Assets:$25.94
Net Income:$0.20$0.06$0.07Curr Assets:
EPS:$0.88$0.28$0.34Liabilities:$22.02
Prior EPS:$1.00$0.07$0.08Curr Liabilities:
Cash Flow/Oper:$0.21$0.22$0.15Equity:$3.92
Cash Flow/Fin:-$0.43$0.74-$0.28Cash:$1.57
Cash Flow/Inv:$0.15$0.74

Business Description
The bank is a federall chartered mutual savings association. The bank's primary business has been the origination of mortgage loans secured by single family residential real estate located primarily in Henderson County, Tennessee.

Use of Proceeds
The proceeds from the proposed offering will be used for general corporate purposes.

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