Imperial Credit Commercial Mortgage Investment Corp.
Ticker:ICMI 23550 Hawthorne Boulevard, Building One, Suite 110
Exchange:NASDAQ-National Market Torrance, CA 90505
Industry:Financial (SIC Code 6798)

Offering Information
Type of Shares:Common Shares Filing Date:8/1/97
U.S. Shares:30,000,000 Offer Date:10/16/97
Non-U.S. Shares:0 Filing Range:$13.00 - $15.00
Primary Shares:30,000,000 Offer Price:$15.00
Secondary Shares:0 Gross Spread:$1.05
Offering Amount: $420,000,000 Selling:$0.63
Expenses: - Reallowance:$0.10
Shares Out After:20,000,000

Primary Underwriting Group
ManagerTierPhone
Friedman, Billings, Ramsey & Co., Inc.Lead Manager (703) 312-9571
Jefferies & Company IncorporatedCo-manager (212) 903-2342

Legal Counsel, Auditor and Registrar
Issuer's Law Firm: Sonnenschein Nath & Rosenthal
Bank's Law Firm: Hunton & Williams
Auditor: KPMG Peat Marwick
Registrar/Transfer Agent: U. S. Stock Transfer Corporation

Business Description
The company is a real estate investment trust, REIT. The company will invest in performing multifamily and commercial term loans and interests in multifamily and commercial term loans and interests in multifamily and commercial mortgage backed securities The Company intends to invest in various classes of collateralized mortgage obligations ("CMOs") and pass-through certificates ("Pass-Through Certificates"), consisting primarily of non-investment grade classes. The Company's interests in mortgage backed securities ("MBS Interests") also may include interest only ("IO"), principal only ("PO"), subordinated interest only ("Sub IO"), and inverse floating interest only ("Inverse IO") classes. The Company intends to leverage its assets primarily through the issuance of CMOs, reverse repurchase agreements, warehouse lines of credit and other borrowing arrangements, pledging its assets as collateral security for its repayment obligations. The Company intends to use the proceeds from such activities to invest in additional Term Loans, MBS Interests and other assets, and, in turn, to borrow against such assets.

Business Plan
The Company's strategy is to leverage its investments significantly by borrowing against them, investing the net proceeds of those borrowings in new Mortgage Loans and MBS Interests, borrowing against those new assets, and repeating the process of borrowing and reinvesting until it has a significantly leveraged portfolio.

Use of Proceeds
The proceeds from the proposed offering will be used to purchase certain assets from Imperial Credit and SPTL, and invest the balance in interest bearing securities.

Executive Officers and Directors
Officer NameTitleAge
H. Wayne SnavelyChairman of the Board of Directors56
Joseph R. PariseManaging Director38
Mark S. KarlanPresident and Chief Executive Officer38
Norbert M. SeifertSenior Vice President41
Kevin E. VillaniVice Chairman of the Board of Directors49

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