Equity One, Inc.
Ticker:EQY 777 17th Street, Penthouse
Exchange:New York Stock Exchange Miami Beach, FL 33139
Industry:Financial (SIC Code 6798) (305) 538-5488
# of Employees:24

Offering Information
Type of Shares:Common Shares Filing Date:8/20/97
U.S. Shares:4,700,000 Offer Date:5/13/98
Non-U.S. Shares:0 Filing Range:$9.00 - $11.00
Primary Shares:3,330,986 Offer Price:$11.00
Secondary Shares:1,369,014 Gross Spread:$0.77
Offering Amount: $47,000,000 Selling:$0.46
Expenses:$0 Reallowance:$0.10
Shares Out After:11,608,130

Primary Underwriting Group
ManagerTierPhone
CS First BostonLead Manager (212) 325-2000
Morgan Keegan & Company, IncorporatedCo-manager (901) 529-5357
Robinson-Humphrey Company, Inc., TheCo-manager (404) 266-6450

Legal Counsel, Auditor and Registrar
Issuer's Law Firm: Greenberg Traurig Hoffman Lipoff Rosen & Quentel
Bank's Law Firm: Latham & Watkins
Auditor: Deloitte & Touche
Registrar/Transfer Agent: American Stock Transfer & Trust Co

Selected Financial Data

Dollar amounts in U.S. millions except for per share data
6 Month Ending Financials
Full Year
Audited
Income
Latest
Unaudited
Income
Prior
Unaudited
Income
Balance
Sheet
12/31/96 6/30/97 6/30/96 6/30/97
Revenue:$16.71$9.67$8.04Assets:$120.87
Net Income:$3.92$2.57$1.83Curr Assets:
EPS:$0.65$0.37$0.34Liabilities:$67.38
Prior EPS:$0.51$3.49$3.98Curr Liabilities:
Cash Flow/Oper:$6.68$5.88$7.01Equity:$53.49
Cash Flow/Fin:$12.78-$6.77-$3.50Cash:$4.56
Cash Flow/Inv:-$18.28-$6.77

Business Description
The company is a real estate investment trust, (REIT). The company principally acquires, renovates, develops and manages Community and Neighborhood Shopping Centers anchored by national and regional supermarket chains. The Company's portfolio consists of 14 Supermarket Centers, one drug store anchored Neighborhood Shopping Center, two mixed-use (office/retail) properties, one office building and one mini-warehouse facility (collectively, the "Existing Properties"). The Existing Properties are located primarily in the Dade County (Miami), Orlando and Jacksonville metropolitan areas of Florida, and in Texas, and contain an aggregate of 2.0 million square feet of GLA which, as of June 30, 1997, were 93.0% leased. The Company also owns 10.0 acres of land in Southwest Dade County, Florida ("Coral Way") on which it intends to develop a 100,000 square foot Supermarket Center, and has agreed to acquire a Community Shopping Center in Northeast Dade County, Florida which will be comprehensively redeveloped into a 300,000 square foot Supermarket Center ("Sky Lake"). In addition, the Company owns an aggregate of approximately 13.0 acres of land adjacent to certain of the Existing Properties and recently agreed to purchase 4.4 acres of vacant land proximate to Coral Way, primarily all of which is intended for retail development.

Competition
There are numerous commercial developers, real estate companies and other owners of real estate in the areas in which the Existing Properties are located that compete with the Company in seeking land for development, properties for acquisition, financing and tenants. Many of such competitors have substantially greater resources than the Company. All of the Company's Supermarket Centers are located in developed areas that include other Supermarket Centers. The number of retail properties in a particular area could materially adversely affect the Company's ability to lease vacant space and maintain the rents charged at the Supermarket Centers or at any newly acquired property or properties. One shopping center constructed less than two years ago stands within a two-mile radius of Bird Ludlum. In addition, several smaller and older strip centers are located along Bird Road in Miami. Lake Mary is located on a retail thoroughfare which includes direct and proximate competition from a free-standing Home Depot, a Target store and two shopping centers anchored by Winn-Dixie and Publix, respectively. West Lake and Four Corners each competes with nearby shopping centers anchored by supermarkets. Pointe Royale is located within proximity to Cutler Ridge Mall and a Publix-anchored shopping center. Free-standing retailers such as Circuit City and Toys R' Us within one mile of Pointe Royale compete directly with tenants in such Supermarket Center. In addition, there are several strip shopping centers in the vicinity. The Company's other properties are subject to similar competition. Certain of the Company's competitors may possess greater resources than the Company and may have management with more experience than the Company's management.

Business Plan
The Company intends to maximize total return to stockholders by increasing cash flow per share and maximizing the value of its real estate portfolio. The Company believes it can achieve this objective primarily through the acquisition, renovation, development and management of Supermarket Centers and other properties which meet the Company's investment criteria. The Company believes it has certain competitive advantages which enhance its ability to capitalize on acquisition opportunities, including: (i) management's significant local market experience and expertise; (ii) the Company's long- standing relationships with real estate brokers, tenants and institutional and other real estate owners in its current target markets; (iii) a streamlined acquisition process; (iv) access to capital; and (v) the ability to offer cash and tax advantaged structures to sellers.

Use of Proceeds
The proceeds from the proposed offering will be used for the acquisition and development of the Redevelopment/Development Properties, the renovation of existing properties, the repayment of the mortgage indebtedness, and for working capital and general corporate purposes.

Principal and Selling Shareholders
Name of Shareholder% Owned
Before
% Owned
After
Affiliated Group97.20%63.60%
Globe Reit Investments, Ltd.47.40%28.80%
Chaim Katzman46.00%28.30%
Gazit, Inc.41.20%25.30%
M.G.N., Inc.24.90%15.20%
Eli Makavy23.20%14.10%
David Wlkan23.20%14.10%
Dan Overseas, Ltd.23.10%14.00%
Note: Represents ownership of 5% or more prior to the offering.
Executive Officers and Directors
Officer NameTitleAge
Chaim KatzmanChairman of the Board, President, Chief Executive Officer and Director47
Doron ValeroExecutive Vice President, Chief Operating Officer and Director40
David BookmanVice President, Chief Financial Officer and Treasurer41
Alan MarcusVice President, General Counsel and Secretary40

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