Linc Capital, Inc.
Ticker:LNCC 303 East Wacker Drive
Exchange:NASDAQ-National Market Chicago, IL 60601
Industry:Financial (SIC Code 6159) (312) 946-1000
# of Employees:72

Offering Information
Type of Shares:Common Shares Filing Date:8/29/97
U.S. Shares:2,000,000 Offer Date:11/5/97
Non-U.S. Shares:0 Filing Range:$14.00 - $16.00
Primary Shares:2,000,000 Offer Price:$13.00
Secondary Shares:0 Gross Spread:$0.91
Offering Amount: $30,000,000 Selling:$0.55
Expenses: - Reallowance:$0.10
Shares Out After:4,824,326

Primary Underwriting Group
ManagerTierPhone
Furman Selz IncorporatedLead Manager (212) 309-8285
Everen Securities, Inc.Co-manager (312) 574-6859

Legal Counsel, Auditor and Registrar
Issuer's Law Firm: Kirkland & Ellis
Bank's Law Firm: Willkie Farr & Gallagher
Auditor: KPMG Peat Marwick
Registrar/Transfer Agent: LaSalle National Trust, N.A.

Selected Financial Data

Dollar amounts in U.S. millions except for per share data
6 Month Ending Financials
Full Year
Audited
Income
Latest
Unaudited
Income
Prior
Unaudited
Income
Balance
Sheet
12/31/96 6/30/97 6/30/96 6/30/97
Revenue:$22.59$10.25$9.96Assets:$78.84
Net Income:$1.06$0.71$0.55Curr Assets:
EPS:$0.34$0.24$0.18Liabilities:$66.81
Prior EPS:$0.17$7.47$11.89Curr Liabilities:
Cash Flow/Oper:$21.70$15.12$0.40Equity:$12.03
Cash Flow/Fin:$6.30-$22.59-$13.96Cash:
Cash Flow/Inv:-$29.67-$22.59

Business Description
The company is a finance company specializing in the origination, acquisition, securitization and servicing of equipment leases and in the rental and distribution of analytical instruments. The Company's principal businesses are (i) the direct origination of leases of a broad range of equipment to emerging growth companies primarily serving the healthcare and information technology industries ("Select Growth Leasing" activities) and (ii) the rental and distribution of analytical instruments to companies serving the environmental, chemical, pharmaceutical and biotechnology industries ("Instrument Rental & Distribution" activities). The Company believes that its position as a leading provider of equipment leasing, rental and other services to its specialized markets provides significant opportunities for internal growth, as well as growth through the acquisition and financing of lease portfolios originated by other lessors and the acquisition of leasing companies which can capitalize on the existing capabilities and significant management experience of the Company ("Portfolio Finance & Lessor Acquisition" activities). The Company believes that its extensive experience in these markets and its flexibility in structuring transactions to meet the needs of both its leasing and rental customers provide it with a competitive advantage over other sources of such services.

Competition
The Company competes with leasing companies, commercial banks and other financial institutions to provide lease financing to clients and to acquire other leasing portfolios and leasing companies. In addition, the Company's competitors in its Instrument Rental & Distribution activities include manufacturers of analytical instruments. A substantial number of the Company's competitors are significantly larger and have greater resources than the Company.

Business Plan
The Company's goal is to be the leading specialty finance company in its targeted markets by taking advantage of its significant management experience and existing operating systems and capabilities. From September 1994 to September 1997 the Non-Compete Agreement restricted the Company's Portfolio Finance & Lessor Acquisition and Select Growth Leasing activities. Upon the expiration of the Non-Compete Agreement, the Company will once again pursue the substantial opportunities in these areas. The Company's strategy for growth is based on the following key elements: (I) Select Growth Leasing, (ii) Instrument Rental & Distribution and (iii) Portfolio Finance & Lessor Acquisition.

Use of Proceeds
The proceeds from the proposed offering will be used to repay indebtedness under the company's Senior Credit Facility.

Principal and Selling Shareholders
Name of Shareholder% Owned
Before
% Owned
After
Martin E. Zimmerman92.20%54.00%
Allen P. Palles9.70%5.70%
Robert E. Laing6.80%4.00%
Note: Represents ownership of 5% or more prior to the offering.
Executive Officers and Directors
Officer NameTitleAge
Martin E. ZimmermanChairman of the Board and Chief Executive Officer59
Allen P. PallesExecutive Vice President, Chief Financial Officer and Director56
Robert E. LaingPresident, Chief Operating Officer and Director52
WilliamJ. ErbesSenior Vice President--Business Development and Director47
Cameron KruegerSenior Vice President--Information Systems and Portfolio Services35
Gerard M. FarrenSenior Vice President--Instrument Rental and Distribution56
M. Eileen O'BrienVice President and Treasurer34
Steven ByrnesVice President--Operations36

©1997 IPO Data Systems, Inc. - All rights reserved.