Apex Mortgage Capital, Inc.
Ticker:AXM 865 South Figueroa Street, Suite 1800
Exchange:New York Stock Exchange Los Angeles, CA 90017
Industry:Financial (SIC Code 6798) (213) 244-0000

Offering Information
Type of Shares:Common Shares Filing Date:9/19/97
U.S. Shares:4,700,000 Offer Date:12/3/97
Non-U.S. Shares:2,000,000 Filing Range:$14.00 - $16.00
Primary Shares:6,700,000 Offer Price:$15.00
Secondary Shares:0 Gross Spread:$1.05
Offering Amount: $100,500,000 Selling:$0.63
Expenses: - Reallowance:$0.10
Shares Out After:10,000,100

Primary Underwriting Group
ManagerTierPhone
Merrill Lynch & Co.Lead Manager (212) 449-4600
PaineWebber IncorporatedCo-manager (212) 713-2626
Stifel, Nicolaus & Company, IncorporatedCo-manager (314) 342-2130
Sutro & Company Inc.Co-manager (415) 445-8323

Legal Counsel, Auditor and Registrar
Issuer's Law Firm: O'Melveny & Meyers
Bank's Law Firm: Brown & Wood
Auditor: Deloitte & Touche
Registrar/Transfer Agent: ChaseMellon Shareholder Services, L.L.C.

Business Description
The company is a real estate investment trust, (REIT). The company will acquire U.S. agency and other highly rated, adjustable-rate, single-family real estate mortgage securities and mortgage loans. The company intends to structure its portfolio to maintain a minimum weighted average rating of at least AA or Aa by Standard & Poor's Ratings Services or Moody's Investores Service, Inc., respectively. The company will use its equity captial and borrowed funds to seek to generate income based on the difference between the yield on its mortgage assets and the cost of its borrowings. The company will elect to be taxed as a real estate investment trust under the Internal Revenue Code of 1986, as amended. The company will not generally be subject to federal taxes on its income to the extent that it distributes its net income to its stockholders and maintains its qualification as a REIT.

Business Plan
The company's principal business objective is to produce net interest income on its Mortgage Assets while maintaining a cost efficient organizational structure in order to generate Net Income for distribution to its stockholders. To achieve its business objective and generate dividend yields that provide a competitive rate of return for stockholders, the company's strategy is to: (I) purchase primarily single-family Mortgage Assets, (ii) manage the credit risk of its Mortgage Assets, (iii) finance purchases of Mortgage Assets, (iv) seek to structure its borrowings, (v) utilize interest rate caps and (vi) seek to minimize payment risk.

Use of Proceeds
The proceeds from the proposed offering will be used to purchase the company's initial portfolio of mortgage assets.

Principal and Selling Shareholders
Name of Shareholder% Owned
Before
% Owned
After
TCW Capital Investment Corporation100.00%
Note: Represents ownership of 5% or more prior to the offering.
Executive Officers and Directors
Officer NameTitleAge
Jeffrey E. GundlachChief Investment Officer38
Daniel K. OsborneExecutive Vice President, Chief Operating Officer and Chief Financial Officer32
Philip A. BarachPresident and Chief Executive Officer45
Michael E. CahilSecretary46

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