IPO Company Profile
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Richmond County Financial Corp.
1214 Castleton Avenue, Staten Island, NY 10310 * (718) 448-2800

The company is a bank holding company for Richmond County Savings Bank. The bank accepts deposits from consumers and invests primarily in one-to-four family residential mortgages.

Primary Underwriting Group
ManagerTierPhone
Sandler O'Neill & Partners. L.P.Lead Manager (212) 466-7737

Offering Information
NASNTL:RCBK Financial: SIC 6036
Type of Shares:Common Shares Filing Date:10/2/97
U.S. Shares:24,466,000 Offer Date:2/18/98
Non-U.S. Shares:0 Filing Price:$10.00
Primary Shares:24,466,000 Offer Price:$10.00
Secondary Shares:0 Gross Spread:$0.00
Offering Amount: $244,660,000 Selling:$0.00
Expenses:$3,300,000 Reallowance:$0.00
Post-IPO Shares: -

Legal Counsel, Auditor and Registrar
Issuer's Law Firm: Muldoon, Murphy & Faucette
Bank's Law Firm: Thacher Proffitt & Wood
Auditor: Ernst & Young

Selected Financial Data

Dollar amounts in U.S. millions except for per share data
Full Year
Audited
Income
Latest
Unaudited
Income
Prior
Unaudited
Income
Balance
Sheet
6/30/97 6/30/97
Revenue:$68.64Assets:$993.37
Net Income:$10.73Curr Assets:
EPS:Liabilities:$892.51
Prior EPS:Curr Liab:$884,531.00
Cash Flow/Oper:$22.61Equity:$100.86
Cash Flow/Fin:$66.60Cash:$26.54
Cash Flow/Inv:-$105.94

Use of Proceeds
The proceeds from the proposed offering will be used for general corporate purposes.

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