Equity Bancorp, Inc.
Ticker:EBI 9920 Watson Road
Exchange:American Stock Exchange St. Louis, MO 63126
Industry:Financial (SIC Code 6035) (314) 965-7090

Offering Information
Type of Shares:Common Shares Filing Date:10/20/97
U.S. Shares:1,322,000 Offer Date:11/24/97
Non-U.S. Shares:0 Filing Price:$10.00
Primary Shares:1,322,000 Offer Price:$10.00
Secondary Shares:0 Gross Spread:
Offering Amount: $13,220,000 Selling:
Expenses:$120,000 Reallowance:
Shares Out After: -

Primary Underwriting Group
ManagerTierPhone
Trident Securities, Inc.Lead Manager (919) 781-8900

Legal Counsel, Auditor and Registrar
Issuer's Law Firm: Schiff Hardin & Waite
Bank's Law Firm: Breyer & Aguggia

Selected Financial Data

Dollar amounts in U.S. millions except for per share data
3 Month Ending Financials
Full Year
Audited
Income
Latest
Unaudited
Income
Prior
Unaudited
Income
Balance
Sheet
6/30/97 6/30/96 6/30/97
Revenue:$3.96$3.99Assets:$201.83
Net Income:$0.19$0.26Curr Assets:
EPS:$0.23$0.32Liabilities:$188.53
Prior EPS:$0.42-$7.80Curr Liabilities:$122.03
Cash Flow/Oper:$4.92-$0.06Equity:$13.31
Cash Flow/Fin:-$10.18$32.69Cash:$25.87
Cash Flow/Inv:-$10.18

Business Description
The company is a savings bank holding company. The bank will be operating the First Missouri Financial, M.H.C., a federally chartered mutual holding company and Equity Savings and Loan Association, F.A.

Use of Proceeds
The proceeds from the proposed offering will be used for general corporate purposes.

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