IPO Company Profile
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BNC Mortgage, Inc.
1740 East Garry Avenue, Suite 109, Santa Ana, CA 92705 * (714) 260-6000

The company is a specialty finance company that originates and sells subprime residential mortgage loans secured by one-to-four family residences.

Primary Underwriting Group
ManagerTierPhone
CIBC Oppenheimer & CompanyLead Manager (212) 667-7400
Piper Jaffray IncorporatedCo-manager (612) 342-6220

Offering Information
NASNTL:BNCM Financial: SIC 6162
Type of Shares:Common Shares Filing Date:10/24/97
U.S. Shares:3,173,196 Offer Date:3/10/98
Non-U.S. Shares:0 Filing Range:$9.00 - $11.00
Primary Shares:1,400,000 Offer Price:$9.50
Secondary Shares:1,773,196 Gross Spread:$0.67
Offering Amount: $31,731,960 Selling:$0.38
Expenses:$850,000 Reallowance:$0.10
Post-IPO Shares:7,500,000
Employees:309

Legal Counsel, Auditor and Registrar
Issuer's Law Firm: Freshman, Marantz, Orlanski, Cooper & Klein
Bank's Law Firm: Gibson, Dunn & Crutcher
Registrar/Transfer Agent: U. S. Stock Transfer Corporation
Auditor: Ernst & Young

Selected Financial Data

Dollar amounts in U.S. millions except for per share data
3 Month Ending Financials
Full Year
Audited
Income
Latest
Unaudited
Income
Prior
Audited
Income
Balance
Sheet
6/30/97 9/30/97 9/30/96 9/30/97
Revenue:$32.76$9.62$5.57Assets:$72.18
Net Income:$7.54$1.70$1.11Curr Assets:
EPS:$1.31$0.30$0.20Liabilities:$61.46
Prior EPS:$0.10Curr Liab:
Cash Flow/Oper:-$5.45-$2.57$11.45Equity:$10.72
Cash Flow/Fin:$11.72$3.55-$10.28Cash:$9.11
Cash Flow/Inv:-$0.45-$0.14

Use of Proceeds
The proceeds from the proposed offering will be used to fund future loan origination's and for general corporate purposes.

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