Mercer Insurance Group, Inc.
Proposed Ticker:MRCR 10 North Highway 31, P.O. Box 278
Exchange:NASDAQ-National Market Pennington, NJ 08534
Industry:Financial (SIC Code 6331) (609) 737-0426

Filing Information
Type of Shares:Common Shares Filing Date:12/4/97
U.S. Shares Filed:2,990,000 Filing Price:$10.00
Non-U.S. Shares Filed:0 Offering Amount: $29,900,000
Primary Shares:2,990,000 Expenses:$577,500
Secondary Shares:0 Shares Out After:

Primary Underwriting Group
ManagerTierPhone
Sandler O'Neill & Partners. L.P.Lead Manager (212) 466-7737

Legal Counsel, Auditor and Registrar
Issuer's Law Firm: Stevens & Lee
Bank's Law Firm: Lord, Bissell & Brook
Auditor: KPMG Peat Marwick

Selected Financial Data

Dollar amounts in U.S. millions except for per share data
9 Month Ending Financials
Full Year
Audited
Income
Latest
Unaudited
Income
Prior
Unaudited
Income
Balance
Sheet
12/31/96 9/30/97 9/30/96 9/30/97
Revenue:$23.67$15.71$17.72Assets:$73.26
Net Income:$0.36$1.32$0.53Curr Assets:
EPS:$0.19$0.67Liabilities:$51.31
Prior EPS:Curr Liabilities:
Cash Flow/Oper:$1.43Equity:$21.95
Cash Flow/Fin:Cash:
Cash Flow/Inv:-$2.32

Business Description
The company is a property and casualty insurer of small and medium sized businesses and property owners located in New Jersey and Pennsylvania. The company markets homeowners and commercial multi-peril and other liability policies.

Use of Proceeds
The proceeds from the proposed offering will be used to purchase all of the capital stock of Mercer Mutual to be issued in the mutual conversion.

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