Georgia-Carolina Bancshares, Inc.
Proposed Ticker: - 110 East Hill Street
Exchange:None Thompson, GA 30824
Industry:Financial (SIC Code 6022) (706) 595-1600
# of Employees:24

Filing Information
Type of Shares:Common Shares Filing Date:12/5/97
U.S. Shares Filed:740,741 Filing Price:$13.50
Non-U.S. Shares Filed:0 Offering Amount: $10,000,004
Primary Shares:740,741 Expenses:$144,450
Secondary Shares:0 Shares Out After:

Primary Underwriting Group
ManagerTierPhone
A Non Underwritten OfferingLead Manager

Legal Counsel, Auditor and Registrar
Issuer's Law Firm: Smith, Gambrell & Russell
Auditor: Cherry, Bekaert & Holland

Selected Financial Data

Dollar amounts in U.S. millions except for per share data
9 Month Ending Financials
Full Year
Audited
Income
Latest
Unaudited
Income
Prior
Unaudited
Income
Balance
Sheet
9/30/97 9/30/96 9/30/97
Revenue:$2.19$2.30Assets:$38.08
Net Income:$0.20$0.25Curr Assets:
EPS:$0.32$0.39Liabilities:$30.88
Prior EPS:$0.46$0.58Curr Liabilities:$30.55
Cash Flow/Oper:-$2.58-$0.23Equity:$7.19
Cash Flow/Fin:$2.08-$0.19Cash:$1.13
Cash Flow/Inv:$2.08

Business Description
The company is a bank holding company for First Bank of East Georgia.

Use of Proceeds
The proceeds from the proposed offering will be used to expand the company's banking presence by branching the bank into Augusta and Columbia County, GA.

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