IPO Company Profile
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Home Loan Financial Corporation
401 Main Street, Coshocton, OH 43812 * (614) 622-0444

The company is a bank holding company for the Home Loan Savings Bank. The principal business is the origination of permanent mortgage loans secured by first mortgages on one-to-four family residential real estate located in Coshocton County, Ohio.

Primary Underwriting Group
ManagerTierPhone
Charles Webb & CompanyLead Manager (614) 766-8400

Offering Information
NASNTL:HLFC Financial: SIC 6036
Type of Shares:Common Shares Filing Date:12/16/97
U.S. Shares:1,955,000 Offer Date:3/25/98
Non-U.S. Shares:0 Filing Price:$10.00
Primary Shares:1,955,000 Offer Price:$10.00
Secondary Shares:0 Gross Spread:$0.00
Offering Amount: $19,550,000 Selling:$0.00
Expenses:$249,000 Reallowance:$0.00
Post-IPO Shares: -

Legal Counsel, Auditor and Registrar
Issuer's Law Firm: Vorys Sater Seymour Pease
Bank's Law Firm: Silver, Freedman & Taff
Auditor: Crowe, Chizek and Company

Selected Financial Data

Dollar amounts in U.S. millions except for per share data
3 Month Ending Financials
Full Year
Audited
Income
Latest
Unaudited
Income
Prior
Audited
Income
Balance
Sheet
6/30/97 9/30/97 9/30/96 9/30/97
Revenue:$4.78$1.30$1.17Assets:$59.85
Net Income:$0.59$0.21$0.05Curr Assets:
EPS:Liabilities:$49.27
Prior EPS:Curr Liab:$48.21
Cash Flow/Oper:$0.70$0.55$0.29Equity:$10.58
Cash Flow/Fin:$4.35-$1.03$0.61Cash:$2.18
Cash Flow/Inv:-$6.09-$2.01

Use of Proceeds
The proceeds from the proposed offering will be used for general corporate purposes.

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