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Columbia Financial of Kentucky, Inc.
2497 Dixie Highway, Ft. Mitchell, KY 41017 * (606) 331-2419

The company is a bank holding company for Columbia Federal Savings Bank.

Primary Underwriting Group
ManagerTierPhone
Charles Webb & CompanyLead Manager (614) 766-8400

Offering Information
NASNTL:CFKY Financial: SIC 6036
Type of Shares:Common Shares Filing Date:12/17/97
U.S. Shares:2,671,000 Offer Date:4/15/98
Non-U.S. Shares:0 Filing Price:$10.00
Primary Shares:2,671,000 Offer Price:$10.00
Secondary Shares:0 Gross Spread:$0.00
Offering Amount: $26,710,000 Selling:$0.00
Expenses:$0 Reallowance:$0.00
Post-IPO Shares: -

Legal Counsel, Auditor and Registrar
Issuer's Law Firm: Vorys Sater Seymour Pease
Bank's Law Firm: Breyer & Aguggia
Auditor: VonLehman & Company, Inc.

Selected Financial Data

Dollar amounts in U.S. millions except for per share data
Full Year
Audited
Income
Latest
Unaudited
Income
Prior
Audited
Income
Balance
Sheet
9/30/97 9/30/97
Revenue:$8.08Assets:$104.01
Net Income:$0.55Curr Assets:
EPS:Liabilities:$90.92
Prior EPS:Curr Liab:
Cash Flow/Oper:Equity:$13.09
Cash Flow/Fin:Cash:$0.61
Cash Flow/Inv:

Use of Proceeds
The proceeds from the proposed offering will be used to purchase the outstanding common shares of the bank.

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