IPO Company Profile
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Chapman Holdings, Inc.
401 East Pratt Street, Suite 2800, Baltimore, MD 21202 * (410) 625-9656

The Company is an African-American owned and controlled full service securities brokerage and investment banking firm. Through its wholly-owned subsidiary, The Chapman Co., the Company is registered as a broker-dealer with the SEC and in 24 states.

Primary Underwriting Group
ManagerTierPhone
The Chapman Co.Lead Manager (410) 625-9656

Offering Information
NASSCM:CMAN Financial: SIC 6211
Type of Shares:Common Shares Filing Date:12/30/97
U.S. Shares:1,000,000 Offer Date:2/23/98
Non-U.S. Shares:0 Filing Range:$7.00 - $9.00
Primary Shares:1,000,000 Offer Price:$8.00
Secondary Shares:0 Gross Spread:$0.00
Offering Amount: $8,000,000 Selling:$0.00
Expenses:$300,000 Reallowance:$0.00
Post-IPO Shares:2,989,235
Employees:24

Legal Counsel, Auditor and Registrar
Issuer's Law Firm: Venable, Baetjer and Howard, LLP
Bank's Law Firm: Venable, Baetjer and Howard, LLP
Registrar/Transfer Agent: UMB Bank N.A. MO
Auditor: Arthur Andersen

Selected Financial Data

Dollar amounts in U.S. millions except for per share data
10 Month Ending Financials
Full Year
Audited
Income
Latest
Unaudited
Income
Prior
Audited
Income
Balance
Sheet
12/31/96 10/31/97 10/31/96 10/31/97
Revenue:$2.89$2.54$1.98Assets:$2.82
Net Income:$0.35$0.26$0.06Curr Assets:
EPS:$0.16$0.13$0.03Liabilities:$1.59
Prior EPS:$0.09Curr Liab:
Cash Flow/Oper:$0.24$0.01-$0.06Equity:$1.23
Cash Flow/Fin:-$0.23-$0.22-$0.02Cash:$0.44
Cash Flow/Inv:-$0.15-$0.02

Competition
The Company encounters intense competition in all aspects of its securities business and competes directly with other securities firms, a significant number of which have greater capital and other resources. In addition to competition from firms currently in the securities business, there has recently been increasing competition from other sources, such as commercial banks and insurance companies offering financial services, and from other investment alternatives. The Company believes that the principal factors affecting competition in the securities industry are the quality and abilities of professional personnel, including their ability to effectuate a firm's commitments, and the quality, range and relative prices of services and products offered. Although the Company may expand the financial services it can render to its customers, it does not now offer as broad a range of financial services as national stock exchange member firms, commercial banks, insurance companies and others.

Use of Proceeds
The proceeds from the proposed offering will be used to increase its net capital, expand market-making and research efforts, expand its sales and marketing efforts and for general corporate purposes.

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