IPO Company Profile
SEC Filings | Peer IPO Companies
Crescent Banking Company
251 Highway 515, Jasper, GA 30143 * (706) 692-2424

The company is a bank holding company for Crescent Bank and Trust Company of Jasper Georgia.

Primary Underwriting Group
ManagerTierPhone
Non Underwritten OfferingLead Manager

Filing Information
Employees:0 Financial: SIC 6712
Type of Shares:Common Shares Filing Date:1/12/98
U.S. Shares Filed:135,000 Filing Price:$15.50
Non-U.S. Shares Filed:0 Offering Amount: $2,092,500
Primary Shares:135,000 Expenses:$45,618
Secondary Shares:0 Post-IPO Shares:861,354

Legal Counsel, Auditor and Registrar
Issuer's Law Firm: Alston & Bird
Auditor: Mauldin & Jenkins

Selected Financial Data

Dollar amounts in U.S. millions except for per share data
9 Month Ending Financials
Full Year
Audited
Income
Latest
Unaudited
Income
Prior
Audited
Income
Balance
Sheet
12/31/96 9/30/97 9/30/96 9/30/97
Revenue:$9.34$9.76$6.86Assets:$105.32
Net Income:$0.58$0.89$0.42Curr Assets:
EPS:$0.83$1.26$0.60Liabilities:$96.87
Prior EPS:$0.13Curr Liab:$63.07
Cash Flow/Oper:-$9.88-$11.38Equity:$8.45
Cash Flow/Fin:$17.06$10.67Cash:$3.06
Cash Flow/Inv:-$7.13

Use of Proceeds
The proceeds from the proposed offering will be used to support the entry by CMS into making and servicing Federal Housing Administration mortgage loans, to increase capital to support future growth and for general corporate purposes.

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