IPO Company Profile
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Cowlitz Bancorporation
927 Commerce Avenue, Longview, WA 98632 * (360) 423-9800

The company is the largest commercial bank in Cowlitz County, Washington. The company provides personal and commercial lending services including real estate lending, consumer lending, mortgage origination and trust services.

Primary Underwriting Group
ManagerTierPhone
Black & Company, Inc.Lead Manager (503) 248-9600
Pacific Crest Securities Inc.Co-manager (503) 790-0293

Offering Information
NASNTL:CWLZ Financial: SIC 6712
Type of Shares:Common Shares Filing Date:1/15/98
U.S. Shares:1,200,000 Offer Date:3/11/98
Non-U.S. Shares:0 Filing Range:$11.00 - $13.00
Primary Shares:1,200,000 Offer Price:$12.00
Secondary Shares:0 Gross Spread:$0.84
Offering Amount: $14,400,000 Selling:$0.45
Expenses:$300,000 Reallowance:$0.10
Post-IPO Shares:3,619,872
Employees:99

Legal Counsel, Auditor and Registrar
Issuer's Law Firm: Foster Pepper & Shefelman
Bank's Law Firm: Graham & Dunn
Auditor: Arthur Andersen

Selected Financial Data

Dollar amounts in U.S. millions except for per share data
9 Month Ending Financials
Full Year
Audited
Income
Latest
Unaudited
Income
Prior
Audited
Income
Balance
Sheet
12/31/97 9/30/97 9/30/96 9/30/97
Revenue:$13.93$11.67$10.22Assets:$175.66
Net Income:$2.50$1.52$1.82Curr Assets:
EPS:$0.90$0.54$0.65Liabilities:$162.36
Prior EPS:$0.77Curr Liab:$139.09
Cash Flow/Oper:$4.93-$0.07$3.25Equity:$13.30
Cash Flow/Fin:$25.22$14.93$15.02Cash:$24.81
Cash Flow/Inv:-$23.95-$10.95

Use of Proceeds
The proceeds from the proposed offering will be used to repay indebtedness, to increase the capital of the company and for future acquisitions.

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