IPO Company Profile
Current Quote | News | SEC Filings | Peer IPO Companies
Heller Financial, Inc.
500 West Monroe Street, Chicago, IL 60661 * (312) 441-7000

The company is a leading diversified commercial services company which provides a broad array of financial products and services to mid-sized and small businesses in the United States and selected international markets.

Primary Underwriting Group
ManagerTierPhone
Goldman, Sachs & Co.Lead Manager (212) 902-5959
BT Alex BrownCo-manager (410) 727-1700
J.P. Morgan Securities Inc.Co-manager (212) 648-0517
Lehman Brothers IncorporatedCo-manager (212) 526-8100
Merrill Lynch & Co.Co-manager (212) 449-4600

Offering Information
NYSE:HF Financial: SIC 6159
Type of Shares:Class A Common Shares Filing Date:2/26/98
U.S. Shares:38,500,000 Offer Date:4/30/98
Non-U.S. Shares:0 Filing Range:$23.00 - $25.00
Primary Shares:38,500,000 Offer Price:$27.00
Secondary Shares:0 Gross Spread:$0.00
Offering Amount: $924,000,000 Selling:$0.00
Expenses:$0 Reallowance:$0.00
Post-IPO Shares: -
Spin out parent firm: Fuji Bank
Employees:2344

Legal Counsel, Auditor and Registrar
Issuer's Law Firm: Katten Muchin & Zavis
Bank's Law Firm: Sullivan & Cromwell
Registrar/Transfer Agent: Bank of New York
Auditor: Arthur Andersen

Selected Financial Data

Dollar amounts in U.S. millions except for per share data
Full Year
Audited
Income
Latest
Unaudited
Income
Prior
Audited
Income
Balance
Sheet
12/31/97 12/31/97
Revenue:$754.00Assets:$12,861.00
Net Income:$158.00Curr Assets:
EPS:Liabilities:$11,183.00
Prior EPS:Curr Liab:
Cash Flow/Oper:$406.00Equity:$1,678.00
Cash Flow/Fin:$2,025.00Cash:$821.00
Cash Flow/Inv:-$1,906.00

Competition
The Company competes primarily on the basis of pricing, terms, structure and service in many of its markets. Competitors of the Company seek to compete aggressively on the basis of these factors and the Company may lose market share to the extent it is unwilling to match its competitors' pricing, terms and structure in order to maintain its spreads or to maintain its credit discipline. To the extent that the Company matches competitors' pricing, terms or structure, it may experience decreased spreads and/or increased risk of credit losses. Many of the Company's competitors are large companies that have substantial capital, technological and marketing resources, and some of these competitors are larger than the Company and may have access to capital at a lower cost than the Company. Further, the size and access to capital of certain of the Company's competitors are being enhanced by the recent surge in consolidation activity in the commercial and investment banking industries. Also, the Company's competitors include businesses that are not affiliated with bank holding companies and therefore are not subject to the same extensive federal regulations that govern bank holding companies. As a result, such non-banking competitors may engage in certain activities which currently are prohibited to the Company.

Business Plan
The Company is dedicated to delivering consistent growth in earnings and assets, while maintaining the strong credit quality of its asset portfolio. Over the past five years, the Company has achieved growth in earnings and assets through its strong client orientation, productive origination network, disciplined adherence to prudent credit principles and its long-standing established positions in many of its target markets.

Use of Proceeds
The proceeds from the proposed offering will be used to repay indebtedness.

©1998 IPO Data Systems, Inc. - All rights reserved.