IPO Company Profile
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United Community Financial Corp.
275 Federal Plaza West, Youngstown, OH 44503 * (330) 742-0500

The company is a Savings and Loan holding company for The Home Savings and Loan Company of Youngstown, Ohio. The bank is a community oriented institution which operates from 14 offices located throughout Ohio.

Primary Underwriting Group
ManagerTierPhone
Trident Securities, Inc.Lead Manager (919) 781-8900
McDonald & Company Securities, Inc.Co-manager (216) 443-2370

Offering Information
NASNTL:UCFC Financial: SIC 6036
Type of Shares:Common Shares Filing Date:3/13/98
U.S. Shares:33,466,000 Offer Date:7/9/98
Non-U.S. Shares:0 Filing Price:$10.00
Primary Shares:33,466,000 Offer Price:$10.00
Secondary Shares:0 Gross Spread:
Offering Amount: $334,660,000 Selling:
Expenses:$2,886,896 Reallowance:
Post-IPO Shares: -

Legal Counsel, Auditor and Registrar
Issuer's Law Firm: Vorys Sater Seymour Pease
Bank's Law Firm: Luse Lehman Gorman Pomerenk & Schick
Auditor: Deloitte & Touche

Selected Financial Data

Dollar amounts in U.S. millions except for per share data
Full Year
Audited
Income
Latest
Unaudited
Income
Prior
Audited
Income
Balance
Sheet
12/31/97 12/31/97
Revenue:$84.25Assets:$1,044.99
Net Income:$13.05Curr Assets:
EPS:Liabilities:$903.64
Prior EPS:Curr Liab:$886.81
Cash Flow/Oper:$13.18Equity:$141.35
Cash Flow/Fin:$34.50Cash:$34.50
Cash Flow/Inv:$47.03

Use of Proceeds
The proceeds from the proposed offering will be used for general corporate purposes.

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