PBOC Holdings, Inc.
Ticker:PBOC 5900 Wilshire Boulevard
Exchange:NASDAQ-National Market Los Angeles, CA 90036
Industry:Financial (SIC Code 6712) (213) 938-6300
# of Employees:226

Offering Information
Type of Shares:Common Shares Filing Date:3/20/98
U.S. Shares:12,667,000 Offer Date:5/12/98
Non-U.S. Shares:0 Filing Range:$13.00 - $15.00
Primary Shares:8,867,000 Offer Price:$13.75
Secondary Shares:3,800,000 Gross Spread:$0.89
Offering Amount: $177,338,000 Selling:$0.52
Expenses: - Reallowance:$0.10
Shares Out After:20,500,000

Primary Underwriting Group
ManagerTierPhone
Sandler O'Neill & Partners. L.P.Lead Manager (212) 466-7737

Legal Counsel, Auditor and Registrar
Issuer's Law Firm: Elias, Matz, Tiernan & Herrick
Bank's Law Firm: Sullivan & Cromwell
Auditor: KPMG Peat Marwick
Registrar/Transfer Agent: Registrar and Transfer Company, New Jersey

Selected Financial Data

Dollar amounts in U.S. millions except for per share data
Full Year
Audited
Income
Latest
Unaudited
Income
Prior
Unaudited
Income
Balance
Sheet
12/31/97 12/31/97
Revenue:$133.21Assets:$2,213.05
Net Income:$10.94Curr Assets:
EPS:Liabilities:$2,133.45
Prior EPS:Curr Liabilities:$1,266.62
Cash Flow/Oper:-$12.90Equity:$79.60
Cash Flow/Fin:$0.47Cash:$14.11
Cash Flow/Inv:$0.46

Business Description
The company was organized in 1987 to acquire the Bank from the Federal Savings and Loan Insurance Corporation in connection with its conversion from mutual to stock form. The company conducts its business from 19 full service branch offices.

Use of Proceeds
The proceeds from the proposed offering will be used to repay indebtedness and for general corporate purposes.

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