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Carreker-Antinori, Inc.
14001 N. Dallas Parkway. Suite 1100, Dallas, TX 75240 * (972) 458-1981

The company is a leading provider of integrated consulting and software solutions that enable banks to increase their revenues, reduce their costs and enhance their delivery of customer services.

Primary Underwriting Group
ManagerTierPhone
BancAmerica Robertson StephensLead Manager (415) 989-8500
Hambrecht & Quist IncorporatedCo-manager (415) 439-3626
Lehman Brothers IncorporatedCo-manager (212) 526-8100

Offering Information
NASNTL:CANI High-Tech: SIC 7379
Type of Shares:Common Shares Filing Date:3/20/98
U.S. Shares:5,100,000 Offer Date:5/19/98
Non-U.S. Shares:0 Filing Range:$10.00 - $12.00
Primary Shares:3,650,000 Offer Price:$11.00
Secondary Shares:1,450,000 Gross Spread:$0.77
Offering Amount: $56,100,000 Selling:$0.44
Expenses: - Reallowance:$0.10
Post-IPO Shares:16,742,664
Employees:66

Legal Counsel, Auditor and Registrar
Issuer's Law Firm: Locke, Purnell, Rain & Harrell
Bank's Law Firm: Brobeck, Phleger & Harrison
Registrar/Transfer Agent: ChaseMellon Shareholder Services, L.L.C.
Auditor: Ernst & Young

Selected Financial Data

Dollar amounts in U.S. millions except for per share data
Full Year
Audited
Income
Latest
Unaudited
Income
Prior
Unaudited
Income
Balance
Sheet
1/31/98 1/31/98
Revenue:$40.50Assets:$20.32
Net Income:$3.06Curr Assets:$16.15
EPS:$0.27Liabilities:$11.69
Prior EPS:$0.13Curr Liab:$8.71
Cash Flow/Oper:$1.61Equity:$8.62
Cash Flow/Fin:$0.23Cash:$1.98
Cash Flow/Inv:-$3.31Working Cap:$7.43

Use of Proceeds
The proceeds from the proposed offering will be used for working capital and general corporate purposes as well as strategic alliances and acquisitions.

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