IPO Company Profile
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Washington Banking Corporation
1421 S.W. Barlow Street, Oak Harbor, WA 98277 * (360) 679-3121

The company is a bank holding for the Whidbey Island Bank. The bank conducts a full-service commercial banking business. The Company provides a full range of commercial banking services to small and medium-sized businesses, professionals and others.

Primary Underwriting Group
ManagerTierPhone
Ryan, Beck & Co.Lead Manager (201) 325-3000

Offering Information
NASNTL:WBCO Financial: SIC 6712
Type of Shares:Common Shares Filing Date:4/10/98
U.S. Shares:1,200,000 Offer Date:6/23/98
Non-U.S. Shares:0 Filing Price: -
Primary Shares:1,200,000 Offer Price:$12.00
Secondary Shares:0 Gross Spread:$0.40
Offering Amount: Selling:
Expenses: - Reallowance:
Post-IPO Shares: -
Employees:116

Legal Counsel, Auditor and Registrar
Issuer's Law Firm: Gordon, Thomas, Honeywell, Malanca, Peterson
Bank's Law Firm: Breyer & Aguggia
Auditor: KPMG Peat Marwick

Selected Financial Data

Dollar amounts in U.S. millions except for per share data
Full Year
Audited
Income
Latest
Unaudited
Income
Prior
Audited
Income
Balance
Sheet
12/31/97 12/31/97
Revenue:$9.15Assets:$160.07
Net Income:$1.90Curr Assets:
EPS:$1.02Liabilities:$147.03
Prior EPS:$0.84Curr Liab:$146.39
Cash Flow/Oper:$2.83Equity:$13.04
Cash Flow/Fin:$40.74Cash:$6.26
Cash Flow/Inv:-$41.51

Use of Proceeds
The proceeds from the proposed offering will be used to support the anticipated future growth of the bank and for general corporate purposes.

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