IPO Company Profile
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Republic Bancorp, Inc.
601 West Market Street, Louisville, KY 40202 * (502) 584-3600

The company is a bank holding company. The bank has 18 full service banking locations, 8 of which are located in the Louisville metropolitan areas, including the company's principal offices, 4 of which are located in the Lexington metropolitan area.

Primary Underwriting Group
ManagerTierPhone
Morgan Keegan & Company, IncorporatedLead Manager (901) 529-5357
J.J.B. Hilliard, W.L. Lyons, Inc.Co-manager (502) 588-8826

Offering Information
NASNTL:RBCAA Financial: SIC 6022
Type of Shares:Class A Common Shares Filing Date:6/11/98
U.S. Shares:2,140,000 Offer Date:7/21/98
Non-U.S. Shares:0 Filing Range:$12.00 - $14.00
Primary Shares:1,740,000 Offer Price:$13.00
Secondary Shares:400,000 Gross Spread:$0.91
Offering Amount: $27,820,000 Selling:$0.52
Expenses:$271,000 Reallowance:$0.10
Post-IPO Shares:16,699,136
Employees:442

Legal Counsel, Auditor and Registrar
Issuer's Law Firm: Wyatt, Tarrant & Combs
Bank's Law Firm: Baker, Donelson, Bearman & Caldwell
Registrar/Transfer Agent: Harris Trust Company of NY
Auditor: Crowe, Chizek and Company

Selected Financial Data

Dollar amounts in U.S. millions except for per share data
3 Month Ending Financials
Full Year
Audited
Income
Latest
Unaudited
Income
Prior
Audited
Income
Balance
Sheet
12/31/97 3/31/98 3/31/97 3/31/98
Revenue:$98.94$25.58$24.71Assets:$1,112.58
Net Income:$12.26$4.12$1.88Curr Assets:
EPS:$0.82$0.37$0.12Liabilities:$1,039.14
Prior EPS:$0.16Curr Liab:
Cash Flow/Oper:$14.49-$12.51$8.86Equity:$73.43
Cash Flow/Fin:-$93.69$54.34-$54.16Cash:$51.03
Cash Flow/Inv:$47.08-$15.34

Use of Proceeds
The proceeds from the proposed offering will be used for continued banking center expansion, broadening of existing business lines, potential acquisitions and other general corporate purposes.

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