IPO Company Profile
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Admiralty Bancorp, Inc.
4400 PGA Boulevard, Suite 200, Boca Raton, FL 33410 * (561) 624-4100

The company is a bank holding company for the Admiralty Bank.

Primary Underwriting Group
ManagerTierPhone
First Colonial Securities Group, Inc.Lead Manager (800) 828-7658

Offering Information
NASNTL:AAABB Financial: SIC 6035
Type of Shares:Class B Common Shares Filing Date:7/31/98
U.S. Shares:1,100,000 Offer Date:9/25/98
Non-U.S. Shares:0 Filing Range:$10.00 - $11.00
Primary Shares:1,100,000 Offer Price:$10.50
Secondary Shares:0 Gross Spread:
Offering Amount: $11,550,000 Selling:
Expenses:$400,000 Reallowance:
Post-IPO Shares:2,216,640
Employees:34

Legal Counsel, Auditor and Registrar
Issuer's Law Firm: Jamieson, Moore, Peskin & Spicer
Bank's Law Firm: Greenberg Traurig Hoffman Lipoff Rosen & Quentel
Registrar/Transfer Agent: StockTrans, Inc.
Auditor: Grant Thornton

Selected Financial Data

Dollar amounts in U.S. millions except for per share data
3 Month Ending Financials
Full Year
Audited
Income
Latest
Unaudited
Income
Prior
Audited
Income
Balance
Sheet
12/31/97 3/31/98 3/31/97 3/31/98
Revenue:$5.36$1.06$1.27Assets:$43.44
Net Income:$1.26$0.09$0.23Curr Assets:
EPS:$0.08Liabilities:$40.46
Prior EPS:Curr Liab:
Cash Flow/Oper:$1.36$0.61$1.39Equity:$2.98
Cash Flow/Fin:$2.96-$3.15$1.67Cash:$3.49
Cash Flow/Inv:-$6.92-$0.84

Use of Proceeds
The proceeds from the proposed offering will be used to satsify payments owed to existing shareholders and to support the continuing expansion of the bank's business through increased lending and investment activities and the opeing and purchasing of additional branches.

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