IPO Company Profile
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Vail Banks, Inc.
108 S. Frontage Road West, Suite 101, Vail, CO 81657 * (970) 476-2002

The company is a bank holding company for WestStar Bank.

Primary Underwriting Group
ManagerTierPhone
Hoefer & ArnettLead Manager (415) 362-7160

Offering Information
NASNTL:VAIL Financial: SIC 6035
Type of Shares:Common Shares Filing Date:7/31/98
U.S. Shares:1,600,000 Offer Date:12/10/98
Non-U.S. Shares:0 Filing Range:$14.00 - $16.00
Primary Shares:1,600,000 Offer Price:$12.00
Secondary Shares:0 Gross Spread:
Offering Amount: $24,000,000 Selling:
Expenses:$700,000 Reallowance:
Post-IPO Shares:5,300,070
Employees:179

Legal Counsel, Auditor and Registrar
Issuer's Law Firm: Kilpatrick Stockton LLP
Bank's Law Firm: Bracewell & Patterson
Registrar/Transfer Agent: American Securities Transfer and Trust
Auditor: Fortner, Bayens, Levkulich & Co., P.C.

Selected Financial Data

Dollar amounts in U.S. millions except for per share data
6 Month Ending Financials
Full Year
Audited
Income
Latest
Unaudited
Income
Prior
Audited
Income
Balance
Sheet
12/31/97 6/30/98 6/30/97 6/30/98
Revenue:$15.30$10.90$7.09Assets:$240.11
Net Income:$0.47$0.83$0.36Curr Assets:
EPS:$0.23$0.32$0.18Liabilities:$220.88
Prior EPS:$0.21Curr Liab:$216.57
Cash Flow/Oper:Equity:$19.23
Cash Flow/Fin:Cash:$16.52
Cash Flow/Inv:

Use of Proceeds
The proceeds from the proposed offering will be used to fund the cash portion of the purchase price for the merger and to repay indebtedness to Barnett Bank and for general corporate purposes.

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