IPO Company Profile
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Massachusetts Fincorp, Inc.
1442 Dorchester Avenue, Boston, MA 02122 * (617) 825-5555

The company is a bank holding company for the Massachusetts Co-operative Bank.

Primary Underwriting Group
ManagerTierPhone
Trident Securities, Inc.Lead Manager (919) 781-8900

Offering Information
NASSCM:MAFN Financial: SIC 6036
Type of Shares:Common Shares Filing Date:7/30/98
U.S. Shares:784,904 Offer Date:12/28/98
Non-U.S. Shares:0 Filing Price:$10.00
Primary Shares:784,904 Offer Price:$10.00
Secondary Shares:0 Gross Spread:
Offering Amount: $7,849,040 Selling:
Expenses: - Reallowance:
Post-IPO Shares: -
Employees:38

Legal Counsel, Auditor and Registrar
Issuer's Law Firm: Muldoon, Murphy & Faucette
Bank's Law Firm: Vorys Sater Seymour Pease
Auditor: Wolf & Company P.C.

Selected Financial Data

Dollar amounts in U.S. millions except for per share data
5 Month Ending Financials
Full Year
Audited
Income
Latest
Unaudited
Income
Prior
Audited
Income
Balance
Sheet
12/31/97 5/31/98 5/31/97 5/31/98
Revenue:$4.34$2.08$1.75Assets:$63.20
Net Income:$0.37$0.11$0.14Curr Assets:
EPS:Liabilities:$58.10
Prior EPS:Curr Liab:$54.10
Cash Flow/Oper:-$1.62-$0.58-$0.22Equity:$5.10
Cash Flow/Fin:$3.54$1.44$7.32Cash:$5.71
Cash Flow/Inv:-$3.04-$1.02

Use of Proceeds
The proceeds from the proposed offering will be used to purchase all of the outstanding common stock of the bank.

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