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First Capital, Inc.
220 Federal Drive, N.W., Corydon, IN 47112 * (812) 738-2198
Business Description The company is a S&L; holding company for First Federal Bank.
Offering
Information

Company has
gone public

Trading As  FCAP (NASSCM) Industry  Savings Bank (SIC 6035)
Type of Stock Offered  Common Shares Filing Date  09/16/1998
Domestic Shares Offered  1,000,000 Offer Date  01/04/1999
Foreign Shares Offered  0 Filing Price  $10.00
Company Shares  1,000,000 Offer Price  $10.00
Selling Shrhldrs Shares  0 Gross Spread  - -
Gross Proceeds  $10,000,000 Selling  - -
Expenses  - - Reallowance  - -
Post-IPO Shares  - - Employees  26
Primary
Underwriting
Group
Underwriter NameParticipationUnderwriter Phone
Charles Webb & Company Lead Manager (614) 766-8400
Income
Statement
and
Cash Flow
Summary
  Prior
Audited
Income
Latest
Unaudited
Income
  Full Year Audited Figures - - Months Ending
Figures in U.S. millions except per share data         06/30/1998    
Revenues   - - - - - - -
Income from Oper.   - - - - - - -
Net Income   - - - - 0.958 - -
E.P.S   - - - - - - -
Revenue Growth (%)      - - - -   -
Net Income Growth (%)      - - - -   -
Oper. Profit Margin (%)    - - - - - - -
Net Profit Margin (%)    - - - - - - -
Cash Flow - Oper.     0.98 - -
Cash Flow - Inv.     -4.91 - -
Cash Flow - Fin.     3.58 - -
Balance Sheet
Summary
and
Financial
Ratios
Balance sheet as of: 06/30/1998 Financial Ratios
Total Assets    93.96 Current Assets    - Current Ratio    -
Total Liab.    83.62 Current Liab.    77.46 Debt Ratio    88.99%
Total Equity    10.34 Working Cap.    - Debt to Equity Ratio    8.09
Cash    0.89    Return on Assets   1.02%
Use Of
Proceeds
The proceeds from the proposed offering will be used for general corporate purposes.
Legal Counsel
Registrar
Auditor
Issuer's Law Firm  Breyer & Aguggia
Bank's Law Firm  Bose McKinney & Evans
Registrar/Transfer Agent  Registrar and Transfer Company, New Jersey
Auditor  Monroe Shine & Co., Inc.
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Last updated: 09/29/1999 3:51:18 AM
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