IPO Company Profile
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Megabank Financial Corporation
8100 East Arapahoe Road, Englewood, CO 80112 * (303) 740-2265

The company operates in the Denver area as a commercial bank. The bank specializes in the lending to the residential construction industry.

Primary Underwriting Group
ManagerTierPhone
Howe Barnes Investments, Inc.Lead Manager (312) 655-2952

Offering Information
NASNTL:MBFC Financial: SIC 6719
Type of Shares:Common Shares Filing Date:9/14/98
U.S. Shares:1,450,000 Offer Date:11/16/98
Non-U.S. Shares:0 Filing Range:$11.00 - $13.00
Primary Shares:1,450,000 Offer Price:$11.00
Secondary Shares:0 Gross Spread:$0.77
Offering Amount: $17,400,000 Selling:$0.39
Expenses:$305,000 Reallowance:$0.25
Post-IPO Shares:7,607,340
Employees:89

Legal Counsel, Auditor and Registrar
Issuer's Law Firm: Jones & Keller
Bank's Law Firm: Chapman and Cutler
Auditor: Fortner, Bayens, Levkulich & Co., P.C.

Selected Financial Data

Dollar amounts in U.S. millions except for per share data
6 Month Ending Financials
Full Year
Audited
Income
Latest
Unaudited
Income
Prior
Audited
Income
Balance
Sheet
12/31/97 6/30/98 6/30/97 6/30/98
Revenue:$16.38$9.65$7.47Assets:$199.39
Net Income:$2.83$1.72$1.26Curr Assets:
EPS:$0.44$0.27$0.20Liabilities:$186.08
Prior EPS:$0.38Curr Liab:$171.73
Cash Flow/Oper:$3.87$1.92$1.68Equity:$13.31
Cash Flow/Fin:$35.48$39.19$29.25Cash:$10.54
Cash Flow/Inv:-$38.57-$40.48

Use of Proceeds
The proceeds from the proposed offering will be used to contribute to the capital of the bank, to contribute to a planned real estate subsidiary, to open branch locations and for general corporate purposes.

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