IPO Company Profile
SEC Filings | Peer IPO Companies
Summit Life Corporation
3021 Epperly Drive, P.O. Box 15808, Oklahoma City, OK 73155 * (405) 677-0781

The company is a specialized financial services holding company which operates in various segments of the insurance and financial services industry.

Primary Underwriting Group
ManagerTierPhone
Non Underwritten OfferingLead Manager

Filing Information
Employees:6 Financial: SIC 6311
Type of Shares:Common Shares Filing Date:9/30/98
U.S. Shares Filed:1,000,000 Filing Price:$5.00
Non-U.S. Shares Filed:0 Offering Amount: $5,000,000
Primary Shares:1,000,000 Expenses:$105,000
Secondary Shares:0 Post-IPO Shares:

Legal Counsel, Auditor and Registrar
Issuer's Law Firm: Day Edwards Federman Propester & Christensen, P.C.
Registrar/Transfer Agent: BancFirst
Auditor: Grant Thornton

Selected Financial Data

Dollar amounts in U.S. millions except for per share data
6 Month Ending Financials
Full Year
Audited
Income
Latest
Unaudited
Income
Prior
Audited
Income
Balance
Sheet
12/31/97 6/30/98 6/30/97 6/30/98
Revenue:$0.78$0.40$0.44Assets:$6.34
Net Income:-$0.27-$0.34-$0.12Curr Assets:
EPS:-$0.14-$0.17-$0.07Liabilities:$5.91
Prior EPS:-$0.18Curr Liab:
Cash Flow/Oper:$0.05-$1.05Equity:$0.42
Cash Flow/Fin:$0.96$0.26Cash:$1.75
Cash Flow/Inv:-$0.75

Competition
The life insurance business is highly competitive and consists of a number of companies, many of which have greater financial resources, longer business histories and more diversified lines of insurance products than the Company. The Company may encounter increased competition from existing competitors or new market entrants, some of which may be significantly larger and have greater business resources. In addition, to the extent that existing or future competitors seek to gain or retain market share by reducing prices, the Company might be compelled to lower its prices, thereby adversely affecting operating results.

Use of Proceeds
The proceeds from the proposed offering will be used to increase the surplus of the company's insurance subsidiaries, repay debt, recruit agents, make acquisitions, working capital and for general corporate purposes.

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