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Internet Financial Services, Inc.
40 Wall Street, New York, NY 10005 * (212) 422-1664
Business Description The company provides real-time online financial brokerage services and comprehensive information about the securities markets through its proprietary trading systems, UltimateTrader and WatleyTrader.
Offering
Information

Company has
gone public

Trading As  IFSX (NASSCM) Industry  Financial (SIC 6211)
Type of Stock Offered  Common Shares Filing Date  02/04/1999
Domestic Shares Offered  2,000,000 Offer Date  04/20/1999
Foreign Shares Offered  0 Filing Price  $7.00
Company Shares  2,000,000 Offer Price  $7.00
Selling Shrhldrs Shares  0 Gross Spread  $0.650
Gross Proceeds  $14,000,000 Selling  $0.260
Expenses  - - Reallowance  $0.100
Post-IPO Shares  7,337,696 Employees  - -
Primary
Underwriting
Group
Underwriter NameParticipationUnderwriter Phone
Whale Securities Company Lead Manager (212) 484-2057
Income
Statement
and
Cash Flow
Summary
  Prior
Audited
Income
Latest
Unaudited
Income
  Full Year Audited Figures 3 Months Ending
Figures in U.S. millions except per share data       09/30/1997 09/30/1998 12/31/1997 12/31/1998
Revenues   - - - 4.533 9.119 1.457 3.180
Income from Oper.   - - - - - - -
Net Income   - - - -1.060 -0.632 -0.365 -0.229
E.P.S   - - - -0.300 -0.120 -0.070 -0.040
Revenue Growth (%)      - - - 101.196   118.26
Net Income Growth (%)      - - - -   -
Oper. Profit Margin (%)    - - - - - - -
Net Profit Margin (%)    - - - - - - -
Cash Flow - Oper.     0.51 - -
Cash Flow - Inv.     -1.44 - -
Cash Flow - Fin.     1.20 - -
Balance Sheet
Summary
and
Financial
Ratios
Balance sheet as of: 09/30/1998 Financial Ratios
Total Assets    5.54 Current Assets    - Current Ratio    -
Total Liab.    3.79 Current Liab.    - Debt Ratio    68.33%
Total Equity    1.75 Working Cap.    -0.69 Debt to Equity Ratio    2.16
Cash    0.97    Return on Assets   -
Use Of
Proceeds
The proceeds from the proposed offering will be used for sales and marketing, network expansion and upgrade, expansion of client services, repayment of indebtedness and working capital and general corporate purposes.
Legal Counsel
Registrar
Auditor
Issuer's Law Firm  Hartman & Craven
Bank's Law Firm  Tenzer, Greenblatt, Fallon & Kaplan
Registrar/Transfer Agent  American Stock Transfer & Trust Co
Auditor  Ernst & Young
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Additional
Underwriter
Compensation
Warrant to purchase 170,000 shares/units at $100.00 per share/unit.
Exercise price of $9.90 for 4 year(s), 1 year(s) from 04/20/1999.
$60,000.00 consulting agreement for 2 year(s).

Last updated: 09/29/1999 3:51:35 AM
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