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Student Advantage, Inc.
280 Summer Street, Boston, MA 02210 * (617) 912-2011
Business Description The company is dedicated to serving the needs of college students through their leading membership program and studentadvantage.com web site. Membership in Student Advantage provides students with discounts on products and services offered by over 40 national partners, including Amtrak, AT&T;, Foot Locker, Greyhound, Staples and Tower Records and over 12,000 local partners in 115 local markets.
Offering
Information

Company has
gone public

Trading As  STAD (NASNTL) Industry  Service (SIC 8699)
Type of Stock Offered  Common Shares Filing Date  04/07/1999
Domestic Shares Offered  6,000,000 Offer Date  06/17/1999
Foreign Shares Offered  0 Filing Range  $10.00 - $12.00
Company Shares  6,000,000 Offer Price  $8.00
Selling Shrhldrs Shares  0 Gross Spread  $0.560
Gross Proceeds  $48,000,000 Selling  $0.340
Expenses  - - Reallowance  $0.100
Post-IPO Shares  30,497,100 Employees  - -
Primary
Underwriting
Group
Underwriter NameParticipationUnderwriter Phone
BancBoston Robertson Stephens Lead Manager (415) 989-8500
Prudential Securities Incorporated Co-manager (212) 778-5420
Volpe Brown Whelan & Company Co-manager (415) 274-4463
Wit Capital Corporation Co-manager (212) 253-4400
Income
Statement
and
Cash Flow
Summary
  Prior
Audited
Income
Latest
Unaudited
Income
  Full Year Audited Figures - - Months Ending
Figures in U.S. millions except per share data 12/31/1994 12/31/1995 12/31/1996 12/31/1997 12/31/1998    
Revenues   0.155 0.448 1.730 3.792 17.443 - -
Income from Oper.   - - - - - - -
Net Income   -0.075 0.036 -0.657 -3.152 -5.115 - -
E.P.S   -0.010 0.000 -0.050 -0.210 -0.320 - -
Revenue Growth (%)      189.03 286.16 119.19 359.995   -
Net Income Growth (%)      - - - -   -
Oper. Profit Margin (%)    - - - - - - -
Net Profit Margin (%)    - 8.04 - - - - -
Cash Flow - Oper.     -2.70 - -
Cash Flow - Inv.     -1.69 - -
Cash Flow - Fin.     7.54 - -
Balance Sheet
Summary
and
Financial
Ratios
Balance sheet as of: 12/31/1998 Financial Ratios
Total Assets    9.93 Current Assets    8.23 Current Ratio    0.79
Total Liab.    20.68 Current Liab.    10.48 Debt Ratio    208.12%
Total Equity    -10.74 Working Cap.    -2.25 Debt to Equity Ratio    -
Cash    5.05    Return on Assets   -
Use Of
Proceeds
The proceeds from the proposed offering will be used to fund continued growth and expansion of its business, capital expenditures, product development, potential acquisitions and other general corporate purposes.
Legal Counsel
Registrar
Auditor
Issuer's Law Firm  Hale and Dorr
Bank's Law Firm  Testa, Hurwitz & Thibeault
Registrar/Transfer Agent  BankBoston
Auditor  Pricewaterhouse Coopers LLC
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Last updated: 09/29/1999 3:52:28 AM
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