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Satilla Financial Services, Inc.
180 Mariners Drive, Kingsland, GA 31548 * (912) 882-4775
Business Description The company will become a bank holding company for the Satilla Community Bank, which is currently being organized as a Georgia-chartered commercial bank.
Filing
Information

Not yet
public

To Trade As  - - (NONE) Industry  Financial (SIC 6712)
Type of Stock Offered Common Shares Filing Date  04/06/1999
Domestic Shares Filed 550,000 Filing Price  $10.00
Foreign Shares Filed  0 Offering Amount  $5,500,000
Company Shares  550,000 Est. Expenses  - -
Selling Shrhldrs Shares  0 Post-IPO Shares  - -
Primary
Underwriting
Group
Underwriter NameParticipationUnderwriter Phone
Non Underwritten Offering Lead Manager  
Income
Statement
and
Cash Flow
Summary
  Prior
Audited
Income
Latest
Unaudited
Income
  Full Year Audited Figures 6 Months Ending
Figures in U.S. millions except per share data             12/31/1998
Revenues   - - - - - - 0.000
Income from Oper.   - - - - - - -
Net Income   - - - - - - -0.060
E.P.S   - - - - - - -
Revenue Growth (%)      - - - -   -
Net Income Growth (%)      - - - -   -
Oper. Profit Margin (%)    - - - - - - -
Net Profit Margin (%)    - - - - - - -
Cash Flow - Oper.     - - -0.05
Cash Flow - Inv.     - - 0.00
Cash Flow - Fin.     - - 0.07
Balance Sheet
Summary
and
Financial
Ratios
Balance sheet as of: 12/31/1998 Financial Ratios
Total Assets    0.03 Current Assets    - Current Ratio    -
Total Liab.    0.08 Current Liab.    - Debt Ratio    263.81%
Total Equity    -0.05 Working Cap.    - Debt to Equity Ratio    -
Cash    0.01    Return on Assets   -
Use Of
Proceeds
The proceeds from the proposed offering will be used for general corporate purposes.
Legal Counsel
Registrar
Auditor
Issuer's Law Firm  Alston & Bird
Auditor  Thigpen, Jones, Seaton & Co.
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Last updated: 09/29/1999 3:52:21 AM
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