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Sun Community Bancorp Limited
2777 East Camelback Road, Suite 101, Phoenix, AZ 85016 * (602) 955-6100
Business Description The company is a bank holding company. The company operates the following subsidiaries: Bank of Tucson, Valley First Community Bank, Camelback Community Bank, Southern Arizona Community Bank, Mesa Bank and Sunrise Bank of Arizona.
Offering
Information

Company has
gone public

Trading As  SCBL (NASNTL) Industry  Financial (SIC 6022)
Type of Stock Offered  Common Shares Filing Date  04/21/1999
Domestic Shares Offered  1,650,000 Offer Date  07/01/1999
Foreign Shares Offered  0 Filing Range  $15.00 - $17.00
Company Shares  1,650,000 Offer Price  $16.00
Selling Shrhldrs Shares  0 Gross Spread  $1.120
Gross Proceeds  $26,400,000 Selling  $0.640
Expenses  - - Reallowance  $0.100
Post-IPO Shares  5,728,900 Employees  - -
Primary
Underwriting
Group
Underwriter NameParticipationUnderwriter Phone
Everen Securities, Inc. Lead Manager (312) 574-6859
Income
Statement
and
Cash Flow
Summary
  Prior
Audited
Income
Latest
Unaudited
Income
  Full Year Audited Figures 3 Months Ending
Figures in U.S. millions except per share data     12/31/1996 12/31/1997 12/31/1998 03/31/1998 03/31/1999
Revenues   - - 0.241 2.082 5.398 0.999 2.208
Income from Oper.   - - - - - - -
Net Income   - - -0.164 -0.072 0.057 0.117 -0.562
E.P.S   - - -0.140 -0.050 0.020 0.040 -0.050
Revenue Growth (%)      - - 763.90 159.270   121.02
Net Income Growth (%)      - - - -   -
Oper. Profit Margin (%)    - - - - - - -
Net Profit Margin (%)    - - - - 1.06 - 11.71
Cash Flow - Oper.     -1.64 - -
Cash Flow - Inv.     -20.05 - -
Cash Flow - Fin.     24.26 - -
Balance Sheet
Summary
and
Financial
Ratios
Balance sheet as of: 03/31/1999 Financial Ratios
Total Assets    159.12 Current Assets    - Current Ratio    -
Total Liab.    132.99 Current Liab.    122.61 Debt Ratio    83.58%
Total Equity    26.13 Working Cap.    - Debt to Equity Ratio    5.09
Cash    50.93    Return on Assets   0.04%
Use Of
Proceeds
The proceeds from the proposed offering will be used for investment in future bank subsidiaries and future bank holding company subsidiaries, to supplement the capital of existing bank subsidiaries or for general corporate purposes.
Legal Counsel
Registrar
Auditor
Issuer's Law Firm  Snell & Wilmer
Bank's Law Firm  Vedder Price Kaufman & Kammholz
Auditor  BDO Seidman
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Last updated: 09/29/1999 3:52:28 AM
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