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TD Waterhouse Securities, Inc.
100 Wall Street, New York, NY 10005 * (212) 806-3500
Business Description The company is one of the largest discount brokers in the world. Leveraging our technological expertise, we have become one of the premier global online brokers and a leading provider of online investing services and related financial products.
Offering
Information

Company has
gone public

Trading As  TWE (NYSE) Industry  Financial (SIC 6211)
Type of Stock Offered  Common Shares Filing Date  04/30/1999
Domestic Shares Offered  42,000,000 Offer Date  06/22/1999
Foreign Shares Offered  0 Filing Range  $20.00 - $24.00
Company Shares  42,000,000 Offer Price  $24.00
Selling Shrhldrs Shares  0 Gross Spread  $1.140
Gross Proceeds  $1,008,000,000 Selling  $0.680
Expenses  - - Reallowance  $0.100
Post-IPO Shares  365,000,000 Employees  - -
Spun out from Toronto Dominion Bank
Primary
Underwriting
Group
Underwriter NameParticipationUnderwriter Phone
CS First Boston Lead Manager (212) 325-2000
Goldman, Sachs & Co. Co-manager (212) 902-5959
Morgan Stanley Dean Witter Co-manager (212) 761-5900
Salomon Smith Barney Co-manager (212) 723-7300
TD Securities Co-manager (212) 827-7000
Income
Statement
and
Cash Flow
Summary
  Prior
Audited
Income
Latest
Unaudited
Income
  Full Year Audited Figures 3 Months Ending
Figures in U.S. millions except per share data     10/31/1996 10/31/1997 10/31/1998 01/31/1998 01/31/1999
Revenues   - - 167.409 446.332 614.461 124.499 215.000
Income from Oper.   - - - - - - -
Net Income   - - 29.619 36.205 48.713 6.500 20.066
E.P.S   - - - - - - -
Revenue Growth (%)      - - 166.61 37.669   72.69
Net Income Growth (%)      - - 22.24 34.55   208.71
Oper. Profit Margin (%)    - - - - - - -
Net Profit Margin (%)    - - 17.69 8.11 7.93 9.33 5.22
Cash Flow - Oper.     191.34 -13.70 -48.82
Cash Flow - Inv.     -309.86 -176.52 -8.56
Cash Flow - Fin.     351.15 217.84 19.31
Balance Sheet
Summary
and
Financial
Ratios
Balance sheet as of: 01/31/1999 Financial Ratios
Total Assets    5,482.70 Current Assets    - Current Ratio    -
Total Liab.    4,447.05 Current Liab.    - Debt Ratio    81.11%
Total Equity    1,035.65 Working Cap.    - Debt to Equity Ratio    4.29
Cash    484.14    Return on Assets   0.37%
Use Of
Proceeds
The proceeds from the proposed offering will be used for working capital and general corporate purposes including technology and systems upgrades investments and budget increases in advertising and marketing as well as to repay certain intercompany obligations to Toronto Dominion.
Legal Counsel
Registrar
Auditor
Issuer's Law Firm  Simpson, Thacher & Bartlett
Bank's Law Firm  Cravath, Swaine & Moore
Auditor  Pricewaterhouse Coopers LLC
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Last updated: 09/29/1999 3:52:30 AM
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