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Digital Insight Corporation
26025 Mureau Road, Calabasas, CA 91302 * (818) 871-0000
Business Description The company is the leading provider of real time Internet banking services to community financial institutions with assets of less than $10 billion.
Filing
Information

Not yet
public

To Trade As  DGIN (NASNTL) Industry  Internet (SIC 7375)
Type of Stock Offered Common Shares Filing Date  6/25/99
Domestic Shares Filed 3,500,000 Filing Range  $12.00 - $14.00
Foreign Shares Filed  0 Offering Amount  $45,500,000
Company Shares  3,500,000 Est. Expenses  - -
Selling Shrhldrs Shares  0 Post-IPO Shares  - -
Primary
Underwriting
Group
Underwriter NameParticipationUnderwriter Phone
Morgan Stanley Dean Witter Lead Manager (212) 761-5900
Banc of America Securities LLC Co-manager (415) 627-2100
Deutsch Banc Alex. Brown Co-manager (410) 727-1700
Friedman, Billings, Ramsey & Co., Inc. Co-manager (703) 312-9571
Income
Statement
and
Cash Flow
Summary
  Prior
Audited
Income
Latest
Unaudited
Income
  Full Year Audited Figures 3 Months Ending
Figures in U.S. millions except per share data   12/31/95 12/31/96 12/31/97 12/31/98 3/31/98 3/31/99
Revenues   - 0.099 1.561 3.972 8.230 1.559 3.165
Income from Oper.   - -0.315 -0.717 -2.538 -4.599 -0.747 -1.510
Net Income   - -0.315 -0.712 -2.452 -4.356 -0.761 -1.474
E.P.S   - -0.060 -0.140 -0.490 -0.850 -0.150 -0.280
Revenue Growth (%)      - 1,476.77 154.45 107.200   103.01
Net Income Growth (%)      - - - -   -
Oper. Profit Margin (%)    - - - - - - -
Net Profit Margin (%)    - - - - - - -
Cash Flow - Oper.     -2.11 -0.81 -0.56
Cash Flow - Inv.     -1.96 -0.11 -0.35
Cash Flow - Fin.     7.94 7.95 0.08
Balance Sheet
Summary
and
Financial
Ratios
Balance sheet as of: 3/31/99 Financial Ratios
Total Assets    8.55 Current Assets    5.24 Current Ratio    1.50
Total Liab.    16.30 Current Liab.    3.50 Debt Ratio    190.73%
Total Equity    -7.76 Working Cap.    1.74 Debt to Equity Ratio    -
Cash    3.92    Return on Assets   -
Use Of
Proceeds
The proceeds from the proposed offering will be used for general corporate purposes including working capital and capital expenditures.
Legal Counsel
Registrar
Auditor
Issuer's Law Firm  Wilson, Sonsini, Goodrich & Rosati
Bank's Law Firm  Gunderson Dettmer Stough Villeneuve Franklin
Registrar/Transfer Agent  BankBoston
Auditor  Pricewaterhouse Coopers LLC
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Last updated: 10/3/99 10:23:17 AM
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