IPO Company Profile © ipodata.com
Message Board  |   SEC Filings  |   Peer IPO Companies
MFS Financial, Inc.
110 E. Charles Street, Muncie, IN 47305 * (765) 747-2800
Business Description The company is a savings and loan holding company for the Mutual Federal Savings Bank of Muncie Indiana. We are a community-oriented savings bank serving primarily Delaware, Randolph and Kosciusko Counties in Indiana through 13 full service banking offices.
Filing
Information

Not yet
public

To Trade As  MFSF (NASNTL) Industry  Financial (SIC 6035)
Type of Stock Offered Common Shares Filing Date  9/16/99
Domestic Shares Filed 5,951,250 Filing Price  $10.00
Foreign Shares Filed  0 Offering Amount  $59,512,500
Company Shares  5,951,250 Est. Expenses  - -
Selling Shrhldrs Shares  0 Post-IPO Shares  - -
Primary
Underwriting
Group
Underwriter NameParticipationUnderwriter Phone
Charles Webb & Company Lead Manager (614) 766-8400
Income
Statement
and
Cash Flow
Summary
  Prior
Audited
Income
Latest
Unaudited
Income
  Full Year Audited Figures 6 Months Ending
Figures in U.S. millions except per share data     12/31/96 12/31/97 12/31/98 6/30/98 6/30/99
Revenues   - - - - - - -
Income from Oper.   - - - - - - -
Net Income   - - 2.700 4.135 4.139 2.231 1.923
E.P.S   - - - - - - -
Revenue Growth (%)      - - - -   -
Net Income Growth (%)      - - 53.17 0.10   -13.78
Oper. Profit Margin (%)    - - - - - - -
Net Profit Margin (%)    - - - - - - -
Cash Flow - Oper.     24.38 1.95 1.78
Cash Flow - Inv.     -26.90 -5.19 -21.47
Cash Flow - Fin.     5.11 6.02 19.35
Balance Sheet
Summary
and
Financial
Ratios
Balance sheet as of: 6/30/99 Financial Ratios
Total Assets    490.03 Current Assets    - Current Ratio    -
Total Liab.    444.42 Current Liab.    384.56 Debt Ratio    90.69%
Total Equity    45.62 Working Cap.    - Debt to Equity Ratio    9.74
Cash    12.60    Return on Assets   0.39%
Use Of
Proceeds
The proceeds from the proposed offering will be used for general corporate purposes.
Legal Counsel
Registrar
Auditor
Issuer's Law Firm  Silver, Freedman & Taff
Bank's Law Firm  Muldoon, Murphy & Faucette
Auditor  Olive LLP
Send us feedback if you would like to request that we hyperlink a firm on this page

Last updated: 11/7/99 2:19:29 PM
© 1999 IPO Data Systems, Inc. - All rights reserved.