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Vision Bancshares, Inc.
224 West 19th Avenue Building E, Gulf Shores, AL 36542 * (334) 967-4212
Business Description The company is a bank holding company for the newly formed Vision Bank.
Filing
Information

Not yet
public

To Trade As  - - (OTC) Industry  Financial (SIC 6712)
Type of Stock Offered Common Shares Filing Date  9/29/99
Domestic Shares Filed 1,000,000 Filing Price  $10.00
Foreign Shares Filed  0 Offering Amount  $10,000,000
Company Shares  1,000,000 Est. Expenses  - -
Selling Shrhldrs Shares  0 Post-IPO Shares  - -
Primary
Underwriting
Group
Underwriter NameParticipationUnderwriter Phone
Non Underwritten Offering Lead Manager  
Income
Statement
and
Cash Flow
Summary
  Prior
Audited
Income
Latest
Unaudited
Income
  Full Year Audited Figures 2 Months Ending
Figures in U.S. millions except per share data             8/31/99
Revenues   - - - - - - -
Income from Oper.   - - - - - - -
Net Income   - - - - - - -0.182
E.P.S   - - - - - - -
Revenue Growth (%)      - - - -   -
Net Income Growth (%)      - - - -   -
Oper. Profit Margin (%)    - - - - - - -
Net Profit Margin (%)    - - - - - - -
Cash Flow - Oper.     - - -0.11
Cash Flow - Inv.     - - -
Cash Flow - Fin.     - - 0.14
Balance Sheet
Summary
and
Financial
Ratios
Balance sheet as of: 8/31/99 Financial Ratios
Total Assets    0.05 Current Assets    - Current Ratio    -
Total Liab.    0.23 Current Liab.    - Debt Ratio    443.69%
Total Equity    -0.18 Working Cap.    - Debt to Equity Ratio    -
Cash    0.03    Return on Assets   -
Use Of
Proceeds
The proceeds from the proposed offering will be used for general corporate purposes.
Legal Counsel
Registrar
Auditor
Issuer's Law Firm  Balch & Bingham, LLP
Auditor  Mauldin & Jenkins
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Last updated: 10/3/99 10:23:24 AM
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